643 Main St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 643 Main St, Pawtucket, RI 02860

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 4,047 sqft · built 1964
Lot Size	0.276 acres (12,032 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Oct 2016)
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Nov 2021 Refinance Mar 2022 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:52 L:0158`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:52 L:0158`
Alternative APN	`520158`

Interior

Full Baths	1 Bath
Units	2 Units
Stories	2 Stories
Building Area	4,047 sqft Total Area
Gross Area	7,151 sqft
1st Floor Area	2,547 sqft
Basement Area	2,150 sqft
Unfinished Basement	2,150 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,032 sqft (0.276 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	520158
Street Address	643 MAIN ST
City	PAWTUCKET
State	RI
Zip	02860-2843
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	RM
Legal Lot Number	158
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	4
Census Block	4005
Census Tract	16100

Owner

Source: Pawtucket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	643 MAIN ST, PAWTUCKET, RI 02860-2843
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK RHODE ISLAND
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK RHODE ISLAND
Apr 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage EUGENIO GIBAU
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE CAP STRATEGIES LLC
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE CAP STRATEGIES LLC
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE CAP STRAT
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEAH BACHETTI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2016 · Amount on Record
Deed Sale	Oct 27, 2016 · Amount on Record
Prior Sale	Jan 11, 2016 · Amount on Record
Deed Book / Page	4012 / 208
Last Transfer Date	Apr 30, 2020
Transfer Doc	4512-245
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	643 MAIN ST, PAWTUCKET, RI 02860-2843
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004788-154
Date	Nov 22, 2021
Book Page	4788/154
Instrument	13

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	643 MAIN ST, PAWTUCKET, RI 02860-2843
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004845-311
Date	Mar 16, 2022
Book Page	4845/311
Instrument	48

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Apr 30, 2020
Property Address	643 MAIN ST, PAWTUCKET, RI 02860-2843
Document Number	4512-245
Book / Page	004512 / 000245
Instrument Date	Apr 30, 2020
Instrument	83
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	643 MAIN ST PAWTUCKET RI 028602843, PAWTUCKET, RI 02860-2843

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	643 MAIN ST, PAWTUCKET, RI 02860-2843
Document Number	4428-234
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	643 MAIN ST PAWTUCKET RI 028602843, PAWTUCKET, RI 02860-2843

Mortgage

Document Number	4428-234
Date	Oct 9, 2019
Book Page	004428/000234
Instrument	61

Lender

Name	EUGENIO GIBAU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	643 MAIN ST, PAWTUCKET, RI 02860-2843
Document Number	4357-27
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	372 BROADWAY PAWTUCKET RI 028601390, PAWTUCKET, RI 02860-1390

Mortgage

Document Number	4357-27
Date	Apr 11, 2019
Book Page	004357/000027
Instrument	116

Lender

Name	CORNERSTONE CAP STRATEGIES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	643 MAIN ST, PAWTUCKET, RI 02860-2843
Document Number	4357-2
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	372 BROADWAY PAWTUCKET RI 028601390, PAWTUCKET, RI 02860-1390

Mortgage

Document Number	4357-2
Date	Apr 11, 2019
Book Page	004357/000002
Instrument	115

Lender

Name	CORNERSTONE CAP STRATEGIES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	643 MAIN ST, PAWTUCKET, RI 02860-2843
Document Number	4167-42
Book / Page	004167 / 000042
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	372 BROADWAY PAWTUCKET RI 028601390, PAWTUCKET, RI 02860-1390

Mortgage

Document Number	4167-42
Date	Dec 1, 2017
Book Page	004167/000042
Instrument	49

Lender

Name	CORNERSTONE CAP STRAT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	643 MAIN ST, PAWTUCKET, RI 02860-2843
Document Number	4114-313
Book / Page	004114 / 000313
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	372 BROADWAY PAWTUCKET RI 028601390, PAWTUCKET, RI 02860-1390

Mortgage

Document Number	4114-313
Date	Jul 19, 2017
Book Page	004114/000313
Instrument	42

Lender

Name	LEAH BACHETTI

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,241.00	$246,500 (+22.03%) Land $102,000 Building $144,500
2023		$202,000 Land $84,800 Building $117,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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