643 Main St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 643 Main St, Old Town, ME 04468 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,597 sqft · built 1938
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$138,500 (Aug 2020)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:028 L:097`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:028 L:097`
Alternative APN	`3243`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,597 sqft Living Area
1st Floor Area	820 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3243
Street Address	643 MAIN ST
City	OLD TOWN
State	ME
Zip	04468-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	97
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	4
Census Block	4010
Census Tract	7100

Owner

Source: Penobscot County and Old Town City records · APN OLDN M:028 L:097

Assessment roll updated May 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	643 MAIN ST, OLD TOWN, ME 04468-1920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2020 · Amount on Record
Deed Sale	Aug 07, 2020 · Amount on Record
Prior Sale	Jul 13, 2016 · Amount on Record
Deed Document Number	202023950
Deed Book / Page	15641 / 341
Transfer Doc	0138260256
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Aug 07, 2020
Property Address	643 MAIN ST, OLD TOWN, ME 04468-1920
Document Number	0156410341
Book / Page	15641 / 341
Instrument Date	Aug 05, 2020
Instrument	23950
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 DOVER RD, CHARLESTON, ME 04422-3018

Mortgage

Document Number	0000023951
Date	Aug 07, 2020
Instrument	23951

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Old Town City records · Assessment roll updated May 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,864.00 (+12.75%)	$193,400 (-0.1%) Land $18,500 Building $174,900
2024	$3,427.00	$193,600 (-) Land $18,500 Building $175,100
2023	$3,427.00 (+30.75%)	$193,600 (+55.13%) Land $18,500 Building $175,100	$204,155
2022	$2,621.00	$124,800 Land $16,100 Building $108,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.