643 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 643 Main Rd, Phippsburg, ME 04562 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 624 sqft · built 1900
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Mar 2023)
Tax Bill	$3,111 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:041 L:014`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:041 L:014`
Alternative APN	`1095`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	348,480 sqft (8 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1095
Street Address	643 MAIN RD
City	PHIPPSBURG
State	ME
Zip	04562-4244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	14
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	1
Census Block	1000
Census Tract	970700

Owner

Source: Sagadahoc County and Phippsburg Town records · APN PHIP M:041 L:014

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5506 KEMPER RD, BALTIMORE, MD 21210-2033
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Deed Document Number	2023R01382
Deed Book / Page	2023 / 1382
Record Updated	Sep 20, 2026

March 2023: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Mar 31, 2023
Property Address	643 MAIN RD, PHIPPSBURG, ME 04562-4244
Document Number	0000001382
Book / Page	2023 / 1382
Instrument Date	Mar 29, 2023
Instrument	2023R-01382
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5506 KEMPER RD, BALTIMORE, MD 21210-2033

Mortgage

Document Number	0000001383
Date	Mar 31, 2023
Instrument	2023R-01383

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,111.00 (+4.85%)	$251,900 (-) Land $104,000 Building $147,900
2024	$2,967.00 (+2.95%)	$251,900 (-) Land $104,000 Building $147,900
2023	$2,882.00 (+12.23%)	$251,900 (-0.75%) Land $104,000 Building $147,900
2022	$2,568.00	$253,800 Land $104,000 Building $149,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force 1 of 11 on primary residences
Nearby Flood Claims	8 (2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2024, tidal / storm surge, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Jan 2024), 8 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.