643 Lucabaugh Mill Rd, Westminster, MD 21157 Property Records

Carroll County property record for 643 Lucabaugh Mill Rd, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	1,664 sqft Total Area
Lot Size	46,174 sqft (1.06 acres)
Garage	Attached, 440 sqft
Occupancy	Owner Occupied
Last Sale	$300,000 (2022)
Tax Bill	$3,639.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-105924`
Alternative APNs	`7105924` `105924`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,664 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	46,174 sqft (1.06 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Deck Area	256 sqft Deck
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	105924
Street Address	643 LUCABAUGH MILL RD
City	WESTMINSTER
State	MD
Zip	21157-3813
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 2- 1.0635 AC E/S LUCABAUGH MILL RD 30-112 LUCABAUGH MILL FARMS
Legal Subdivision	LUCABAUGH MILL FARMS
Legal Lot Number	2
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1018
Census Tract	507601

Owner

Source: Carroll County records · APN 07-105924

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	643 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3813
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2022 · Amount on Record
Deed Sale	Mar 02, 2022 · Amount on Record
Prior Sale	Jul 11, 1990 · Amount on Record
Deed Book / Page	10691 / 260
Record Refreshed	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 02, 2022
Property Address	643 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3813
Document Number	0106910260
Book / Page	10691 / 260
Map Reference	MB 30 FO 112
Instrument Date	Feb 18, 2022
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3813

Mortgage

Document Number	0010691263
Date	Mar 02, 2022
Instrument	10691/263

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2037

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,000 (+17.11%) Land $130,600 Building $205,400	$336,000 (+17.11%) Land $130,600 Building $205,400
2025	$3,639.00 (+12.28%)
2023	$3,241.00	$286,900 Land $130,600 Building $156,300	$286,900 Land $130,600 Building $156,300

Flood & Wildfire

643 Lucabaugh Mill Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.