Otsego County and Unadilla Town property record for 643 Lockwood Hill Rd, Mount Upton, NY 13809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1981 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,851 (Mar 2012) |
| Tax Bill | $1,882 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 320.00-1-33.00 |
| Primary APN | 366289 320.00-1-33.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Width | 210 ft Width |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 376 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 240577 |
|---|---|
| Street Address | 643 LOCKWOOD HILL RD |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 986 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 33.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 591602 |
Source: Otsego County and Unadilla Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 643 LOCKWOOD HILL RD, MOUNT UPTON, NY 13809-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2012 · Amount on Record |
| Deed Sale | Mar 9, 2012 · Amount on Record |
| Deed Book / Page | 2012 / 1155 |
| Record Updated | Oct 29, 2026 |
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Gilbertsville-Mount Upton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,882.00 (+59.49%) | ||
| 2025 | $1,180.00 | $32,100 (-) Land $5,800 Building $26,300 | $78,293 (+14.63%) Land $14,146 Building $64,147 |
| 2023 | $32,100 Land $5,800 Building $26,300 | $68,298 Land $12,340 Building $55,958 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
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