Wayne County property record for 643 Lighthouse Dr, Monticello, KY 42633
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,842 (2025) |
| Deeds & Mortgages | Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-00-00-001.05 |
| Primary APN | 077-00-00-001.05 |
|---|---|
| Alternative APN |
|
| Lot Area | 44,431 sqft (1.02 acres) |
|---|
| Account Number | 27577 |
|---|---|
| Street Address | 643 LIGHTHOUSE RD |
| City | MONTICELLO |
| State | KY |
| Zip | 42633-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LIGHTHOUSE ESTATES |
| Legal Subdivision | LIGHTHOUSE ESTATES |
| Jurisdiction | WAYNE KY |
| Township / Civil Division | MILL SPRINGS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 920102 |
Source: Wayne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5323 WATOGA DR, LIBERTY TWP, OH 45011-1384 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WAYNE KY |
| Recording Date | Sep 29, 2021 |
| Property Address | LIGHTHOUSE RD, MONTICELLO, KY 42633 |
| Document Number | 000396/172 |
| Book / Page | 396 / 172 |
| Map Reference | CAB C SL 206 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 150724 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $58.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2509 MOUNT STERLING RD, WINCHESTER, KY 40391-9409 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6104 SUGARTREE CT, LIBERTY TWP, OH 45011-9102 |
Source: Wayne County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Wayne County |
| Unified School District | Wayne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,000 (-) Land $58,000 Building $379,000 | $437,000 (-) Land $58,000 Building $379,000 | |
| 2025 | $3,842.00 (+602.38%) | $437,000 (+653.45%) | $437,000 (+653.45%) |
| 2023 | $547.00 | $58,000 | $58,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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