643 Leicester Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 643 Leicester Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,248 sqft · built 1963
Lot Size	0.132 acres (5,789 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Oct 2018)
Tax Bill	$4,864 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3320-00490`

Property Details

APN / Parcel Number

Primary APN	`010-3320-00490`
Alternative APN	`1060239`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Gross Area
1st Floor Area	1,248 sqft
Basement Area	624 sqft
Finished Basement	624 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	5,789 sqft (0.132 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1060239
Street Address	643 LEICESTER AVE
City	DULUTH
State	MN
Zip	55803-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 AND N1/2 OF LOT 14, BLOCK 4 SERIAL #
Legal Subdivision	MORLEY HEIGHTS DULUTH
Legal Block	4
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2015
Census Tract	500

Owner

643 Leicester Ave is owned and occupied by an individual who bought it in October 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	643 LEICESTER AVE, DULUTH, MN 55803-2120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 23, 2018	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on File
Deed Sale	Oct 23, 2018 · Amount on File
Prior Sale	Jul 13, 2015 · Amount on File
Deed Document Number	20181004136
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	643 LEICESTER AVE, DULUTH, MN 55803-2120
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001054199
Date	Mar 10, 2022
Instrument	1054199

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Dec 1, 2041

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 23, 2018
Property Address	643 LEICESTER AVE, DULUTH, MN 55803-2120
Document Number	00T1004136
Instrument Date	Oct 1, 2018
Instrument	T1004136
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$791.67
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 LEICESTER AVE DULUTH MN 558032120, DULUTH, MN 55803-2120

Mortgage

Document Number	T1004137
Date	Oct 23, 2018
Instrument	T1004137

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

Mortgage

Document Number	T1004138,
Date	Oct 23, 2018
Instrument	T1004138

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 643 Leicester Ave was $4,864 with a homeowner's exemption, up 4.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,864.00 (+4.74%) Homeowner's exemption
2025	$4,644.00 (+7.15%) Homeowner's exemption	$373,700 (+6.26%) Land $54,000 Building $319,700	$373,700 (+6.26%) Land $54,000 Building $319,700
2024	$4,334.00	$351,700 Land $50,400 Building $301,300	$351,700 Land $50,400 Building $301,300
2022		$271,600 Land $26,100 Building $245,500	$271,600 Land $26,100 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Leicester Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Leicester Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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