643 Lakes Cir, Lithonia, GA 30058 Property Records

DeKalb County property record for 643 Lakes Cir, Lithonia, GA 30058

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,833 sqft · built 2004
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Jul 2022)
Tax Bill$2,765 (2023)
Deeds & MortgagesAug 2021 Mortgage
Aug 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-095-01-225

Property Details

APN / Parcel Number

Primary APN16-095-01-225

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,833 sqft Living Area
Gross Area2,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area399 sqft
PorchPorch
Porch Area128 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address643 LAKES CIR
CityLITHONIA
StateGA
Zip30058-3237
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRCD
Legal DescriptionCITY/MUNI/TWP:UNINCORPORATED
Legal SubdivisionPARK VIEW SHADOWROCK LAKES 07
Legal BlockB
Legal Lot Number53 8
JurisdictionDE KALB GA
Township / Civil DivisionLITHONIA
Census Block Group1
Census Block1003
Census Tract23324

Owner

Source: DeKalb County records · APN 16-095-01-225

Assessment roll updated July 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address643 LAKES CIR, LITHONIA, GA 30058-3237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING
Aug 13, 2019Deed of Trust, Mortgage · FHA Mortgage
LENDUS
Jul 29, 2022Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL
Jul 29, 2022Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Prior SaleJul 08, 2019 · Amount on Record
Deed Document Number2022-019433
Deed Book / Page30489 / 437
Record UpdatedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address643 LAKES CIR, LITHONIA, GA 30058-3237
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 LAKES CIR, LITHONIA, GA 30058-3237

Mortgage

Document Number0296130423
DateAug 03, 2021
Book Page0000029613/0000000423
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address643 LAKES CIR, LITHONIA, GA 30058-3237
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 LAKES CIR, LITHONIA, GA 30058-3237

Mortgage

Document Number0277260599
DateAug 13, 2019
Book Page0000027726/0000000599
Lender
NameLENDUS
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB GA
Recording DateJul 29, 2022
Property Address643 LAKES CIR, LITHONIA, GA 30058-3237
Document Number0304890437
Book / Page30489 / 437
Instrument DateJul 29, 2022
Instrument2022-019433
Transaction TypeTransfer
Record UpdatedFeb 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 LAKES CIR, LITHONIA, GA 30058-3237

Mortgage

Document Number0304890438
DateAug 02, 2022
Book Page0000030489/0000000438
Lender
NameEVERETT FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB GA
Recording DateJul 29, 2022
Property Address643 LAKES CIR, LITHONIA, GA 30058-3237
Document Number0304890437
Book / Page30489 / 437
Instrument DateJul 29, 2022
Instrument2022-019433
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 LAKES CIR, LITHONIA, GA 30058-3237

Mortgage

Document Number0030489438
DateJul 29, 2022
Instrument30489/438
Lender
NameEVERETT FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term354 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated July 1, 2023 · Last verified March 2024

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$2,765.00 (-30.39%) Homeowner's exemption$106,480 (+28.85%) Land $20,000 Building $86,480$266,200 (+28.85%) Land $50,000 Building $216,200
2022$3,972.00$82,640 Land $20,000 Building $62,640$206,600 Land $50,000 Building $156,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (13089C), updated September 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130890233241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 162 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemDEKALB COUNTY
serves 743,000 people
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Lakes Cir

Nearby Streets

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