643 Juniper Ridge Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 643 Juniper Ridge Rd, Shawboro, NC 27973

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,037 sqft · built 1948
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,000 (Jan 2001)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8947-95-2818`

Property Details

APN / Parcel Number

Primary APN	`8947-95-2818`
Alternative APNs	`002600000090000` `000018569` `8947-95`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,037 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Detached - Unfinished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000018569
Street Address	643 JUNIPER RIDGE RD
City	SHAWBORO
State	NC
Zip	27973-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	HOME
Legal Lot Number	9
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1016
Census Tract	110302

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 JUNIPER RIDGE RD, SHAWBORO, NC 27973-9717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2001 · Amount on Record
Deed Sale	Jan 2, 2001 · Amount on Record
Deed Book / Page	512 / 408
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	643 JUNIPER RIDGE RD, SHAWBORO, NC 27973-9717
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016730645
Date	Jan 10, 2022
Book Page	1673/645
Instrument	372360

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	643 JUNIPER RIDGE RD, SHAWBORO, NC 27973-9717
Document Number	0014750053
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 JUNIPER RIDGE RD SHAWBORO NC 279739717, SHAWBORO, NC 27973-9717

Mortgage

Document Number	0014750053
Date	Mar 11, 2019
Book Page	001475/000053
Instrument	341528

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	ELIZABETH CITY, NC 27906-1488

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 10, 2034

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,636.00 (+0.3%)	$377,000 (-) Land $63,100 Building $313,900
2024	$2,628.00 (+9.96%)	$377,000 (-) Land $63,100 Building $313,900
2023	$2,390.00 (+19.5%)	$377,000 (-) Land $63,100 Building $313,900	$377,000 (-) Land $63,100 Building $313,900
2022	$2,000.00	$377,000 Land $63,100 Building $313,900	$377,000 (-) Land $63,100 Building $313,900
2021			$377,000 Land $63,100 Building $313,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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