643 Josh Ln, Saint Stephen, SC 29479 Property Records

Berkeley County property record for 643 Josh Ln, Saint Stephen, SC 29479

Property Summary

Property Type	Single Family Home
Details	1,020 sqft · built 2015
Lot Size	4.7 acres (204,732 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2022)
Tax Bill	$5,313 (2025)
Deeds & Mortgages	Nov 2022 Sale Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-00-00-112`

Property Details

APN / Parcel Number

Primary APN	`027-00-00-112`
Alternative APN	`027-00-00-064`

Interior

Stories	1 Story
Building Area	1,020 sqft Finished Area
Gross Area	1,766 sqft
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	204,732 sqft (4.7 acres)
Garage Type	Mixed
Garage Area	1,184 sqft

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Shed	1 Shed
Shed Area	180 sqft

Location & Zoning

Street Address	643 JOSH LN
City	SAINT STEPHEN
State	SC
Zip	29479-3954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	TRACT B-1
Legal Subdivision	RUSSELLVLE/41 SEC/HARRISTOWN/WEST OF
Legal Tract	B-1
Jurisdiction	BERKELEY SC
Township / Civil Division	ST. STEPHEN
Census Block Group	2
Census Block	2006
Census Tract	20201

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	552 CENTER ST, MOUNT PLEASANT, SC 29464-5068
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed, Transfer
Dec 4, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2022 · Amount on File
Deed Sale	Nov 7, 2022 · Amount on File
Prior Sale	May 2, 2014 · Amount on File
Deed Document Number	202242338
Deed Book / Page	4409 / 269
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Nov 7, 2022
Property Address	643 JOSH LN, SAINT STEPHEN, SC 29479-3954
Document Number	04409/0269
Book / Page	4409 / 269
Map Reference	CAB L PG 101-B
Instrument Date	Nov 4, 2022
Instrument	2022042338
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Amount	Amount on Record
Tax	$845.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 CENTER ST, MT PLEASANT, SC 29464-5068

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	643 JOSH LN, SAINT STEPHEN, SC 29479-3954
Document Number	2666/0876
Book / Page	002666 / 000876
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 JOSH LN ST STEPHEN SC 294793954, ST STEPHEN, SC 29479-3954

Mortgage

Document Number	2666/0876
Date	Feb 1, 2018
Book Page	002666/000876
Instrument	3466

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,710 (+1,566.64%) Land $131,862 Building $230,848	$413,700 (-) Land $150,400 Building $263,300
2025	$5,313.00 (+1.12%)	$21,763 (-) Land $7,912 Building $13,851	$413,700 (-) Land $150,400 Building $263,300
2024	$5,254.00 (+668.13%)	$21,763 (+15%) Land $7,912 Building $13,851	$413,700 (+31.17%) Land $150,400 Building $263,300
2022	$684.00	$18,924 Land $5,832 Building $13,092	$315,400 Land $97,200 Building $218,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 92% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
TDS Telecom DSL	10 / 1

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