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643 Jefferson St, Aurora, IL 60505 Property Records

Kane County property record for 643 Jefferson St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,374 sqft · built 1904
Lot Size0.116 acres (5,031 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jan 2021)
Tax Bill$4,274 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN15-14-354-001

Property Details

APN / Parcel Number

Primary APN15-14-354-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,374 sqft Living Area
Gross Area2,898 sqft
Basement Area916 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Construction TypeFrame
Lot Area5,031 sqft (0.116 acres)
Lot Dimensions129 ft deep x 39 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Location & Zoning

Street Address643 JEFFERSON ST
CityAURORA
StateIL
Zip60505-2526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHEODORE LAKES ADDN : PART LOT 1 BLK 1 LOT DIMENSIONS: 39 X 129 APPROX LOT SQ FT 5031 SUBDIVISION: MOUNTAIN-RURAL-OHIO-HIGH RANGE CODE: 001
Legal SubdivisionMOUNTAIN-RURAL-OHIO-HIGH
Legal Block1
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group1
Census Block1009
Census Tract853300

Owner

Source: Kane County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address643 JEFFERSON ST, AURORA, IL 60505-2526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Jul 27, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2021 · Amount on Record
Deed SaleJan 20, 2021 · Amount on Record
Prior SaleNov 7, 2006 · Amount on Record
Deed Document Number20214669
Prior Transfer DateJan 3, 2008
Prior Transfer Doc0000000579
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address643 JEFFERSON ST, AURORA, IL 60505-2526
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 JEFFERSON ST, AURORA, IL 60505-2526

Mortgage

Document Number0000041501
DateNov 28, 2023
Instrument2023K041501
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueDec 1, 2050

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address643 JEFFERSON ST, AURORA, IL 60505-2526
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 JEFFERSON ST, AURORA, IL 60505-2526

Mortgage

Document Number0000038134
DateJul 27, 2022
Instrument2022K038134
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,274.00 (+18.56%) Homeowner's exemption$73,451 (+9.39%) Land $6,687 Building $66,764$220,441 (+9.39%) Land $20,069 Building $200,372
2024$67,146 (+25.61%) Land $6,113 Building $61,033$201,519 (+25.66%) Land $18,346 Building $183,172
2022$3,605.00 (+2.04%) Homeowner's exemption$53,458 (+7.41%) Land $4,984 Building $48,474$160,374 (+7.41%) Land $14,952 Building $145,422
2021$3,533.00 Homeowner's exemption$49,770 Land $4,640 Building $45,130$149,310 Land $13,920 Building $135,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Most Recent ClaimOct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet, Verizon, Watch TV.

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