643 Ida Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 643 Ida Ave, Solana Beach, CA 92075

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,209 sqft · built 1958
Lot Size0.128 acres (5,585 sqft)
OwnerIndividual Name on Record
Last Sale$770,000 (Jul 2020)
Tax Bill$9,680 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN298-140-17-00

Property Details

APN / Parcel Number

Primary APN298-140-17-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,209 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area5,585 sqft (0.128 acres)

Location & Zoning

Street Address643 IDA AVE
CitySOLANA BEACH
StateCA
Zip92075-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMHRd
Legal DescriptionSEC 2-14-4W NE 1/4 OF POR
Legal Range04W
Legal Township14
Legal Section02
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1003
Census Tract17308

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address643 IDA AVE, SOLANA BEACH, CA 92075-2416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 31, 2020Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Deed Document Number2020424313
Prior Transfer DateMay 15, 2012
Prior Transfer Doc0000404868
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address643 IDA AVE, SOLANA BEACH, CA 92075-2416
Transaction TypeMortgage
Record UpdatedSep 10, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 IDA AVE, SOLANA BEACH, CA 92075-2416

Mortgage

Document Number0000624473
DateSep 1, 2021
Instrument2021-0624473
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 31, 2020
Property Address643 IDA AVE, SOLANA BEACH, CA 92075-2416
Document Number0000424313
Instrument DateJul 8, 2020
Instrument2020-0424313
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyGUARDIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 IDA AVE, SOLANA BEACH, CA 92075-2416

Mortgage

Document Number0000424314
DateJul 31, 2020
Instrument2020-0424314
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySolana Beach City
Secondary School DistrictSan Dieguito Union High School District (07 - 12)
Elementary School DistrictSolana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$850,139 (+2%) Land $772,855 Building $77,284
2025$9,680.00 (+4.66%) Homeowner's exemption$833,470 (+4.04%) Land $757,701 Building $75,769
2023$9,249.00 (+1.51%) Homeowner's exemption$801,108 Land $728,280 Building $72,828
2022$9,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA FE I.D.
serves 21,539 people · EPA ID CA3710023
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber
5,000 / 5,000
Ting
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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