643 Hurdle Mill Pl, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 643 Hurdle Mill Pl, Gaithersburg, MD 20877

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,700 sqft · built 2007
Lot Size	0.031 acres (1,357 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Oct 2022)
Tax Bill	$5,898 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03456316`

Property Details

APN / Parcel Number

Primary APN	`09-03456316`
Alternative APN	`03456316`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,700 sqft Living Area
Gross Area	3,160 sqft
1st Floor Area	800 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,357 sqft (0.031 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03456316
Street Address	643 HURDLE MILL PL
City	GAITHERSBURG
State	MD
Zip	20877-3352
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	HIDDEN CREEK
Legal Subdivision	HIDDEN CREEK
Legal Block	M
Legal Lot Number	79
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1002
Census Tract	700726

Owner

643 Hurdle Mill Pl, a townhouse, is owned and occupied by an individual who bought it in October 2022.

Source: Montgomery County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	643 HURDLE MILL PL, GAITHERSBURG, MD 20877-3352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 24, 2020	Deed, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Prior Sale	Nov 24, 2020 · Amount on File
Deed Document Number	2022
Deed Book / Page	66319 / 290
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 3, 2022
Property Address	643 HURDLE MILL PL, GAITHERSBURG, MD 20877-3352
Document Number	0663190290
Book / Page	66319 / 290
Map Reference	MB 22978
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	643 HURDLE MILL PL, GAITHERSBURG, MD 20877-3352

Mortgage

Document Number	0066319295
Date	Oct 3, 2022
Instrument	66319/295

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 24, 2020
Property Address	643 HURDLE MILL PL, GAITHERSBURG, MD 20877-3352
Document Number	0611800152
Book / Page	61180 / 152
Map Reference	PL 22978
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	BROADVIEW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,623.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	643 HURDLE MILL PL, GAITHERSBURG, MD 20877-3352

Mortgage

Document Number	61180160
Date	Nov 24, 2020
Instrument	61180/160

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 643 Hurdle Mill Pl was $5,898.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,000 (+7.45%) Land $150,000 Building $370,000	$520,000 (-) Land $150,000 Building $370,000
2025	$5,898.00	$483,967	$520,000 Land $150,000 Building $370,000
2023		$411,900 Land $150,000 Building $261,900	$411,900 Land $150,000 Building $261,900
2022	$4,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Hurdle Mill Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Hurdle Mill Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Hurdle Mill Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures