Hamilton County property record for 643 Hilltop Ln, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,236 sqft · built 1963 |
| Lot Size | 0.467 acres (20,343 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,500 (Jun 2023) |
| Tax Bill | $11,528 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0021-0126-00 |
| Primary APN | 592-0021-0126-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,236 sqft Living Area |
| Gross Area | 4,088 sqft |
| 1st Floor Area | 1,548 sqft |
| 2nd Floor Area | 1,288 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 20,343 sqft (0.467 acres) |
| Lot Dimensions | 200 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 182 sqft |
| Patio Area | 784 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 643 HILLTOP LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HILLTOP LN 97.98 X 200.51IRR LOT 89 COMPTON WOODS BL C PT 4 |
| Legal Subdivision | COMPTON WOODS |
| Legal Block | C |
| Legal Lot Number | 89 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 22601 |
643 Hilltop Ln is owned and occupied by two individuals who bought it in June 2023.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 HILLTOP LN, CINCINNATI, OH 45215-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU |
| Jul 3, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on File |
| Deed Sale | Jun 20, 2023 · Amount on File |
| Prior Sale | Jun 13, 2013 · Amount on File |
| Deed Document Number | 202342064 |
| Deed Book / Page | 14940 / 2009 |
| Prior Transfer Date | Mar 26, 1997 |
| Prior Transfer Doc | 0000045071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 20, 2023 |
| Property Address | 643 HILLTOP LN, CINCINNATI, OH 45215-2532 |
| Document Number | 0000042064 |
| Book / Page | 14940 / 2009 |
| Map Reference | MB 105 PG 61&62 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023-0042064 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATL TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 643 HILLTOP LN, CINCINNATI, OH 45215-2532 |
| Document Number | 0000042065 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023-0042065 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.99% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 10.9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 3, 2019 |
| Property Address | 643 HILLTOP LN, CINCINNATI, OH 45215-2532 |
| Document Number | 0000053255 |
| Book / Page | 013952 / 001543 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 53255 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 643 HILLTOP LN CINCINNATI OH 452152532, CINCINNATI, OH 45215-2532 |
The 2025 property tax bill for 643 Hilltop Ln was $11,528, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,528.00 (+2.44%) | $189,452 (-) Land $41,300 Building $148,152 | $541,290 Land $118,000 Building $423,290 |
| 2024 | $11,253.00 (+8.46%) | $189,452 (-) Land $41,300 Building $148,152 | |
| 2023 | $10,375.00 (+17.43%) | $189,452 (+45.22%) Land $41,300 Building $148,152 | $541,290 Land $118,000 Building $423,290 |
| 2022 | $8,835.00 Homeowner's exemption | $130,459 Land $29,645 Building $100,814 | |
| 2020 | $372,740 Land $84,700 Building $288,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 643 Hilltop Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1982–2018) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2018 · Severe Storms, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Hilltop Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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