643 Highview Rd, Clifton, CO 81520 Property Records

Mesa County property record for 643 Highview Rd, Clifton, CO 81520

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,523 sqft · built 1978
Lot Size0.407 acres (17,736 sqft)
OwnerIndividual Name on Record
Last Sale$257,000 (Dec 2022)
Tax Bill$1,538 (2025)
Deeds & MortgagesMay 2026 Mortgage
Dec 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN2943-023-12-007

Property Details

APN / Parcel Number

Primary APN2943-023-12-007
Alternative APN
  • R027001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,523 sqft Living Area
Gross Area1,875 sqft
1st Floor Area1,105 sqft
Basement Area418 sqft
Finished Basement418 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1993
Architectural StyleTri-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,736 sqft (0.407 acres)
Garage TypeAttached
Garage Area352 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR027001
Street Address643 HIGHVIEW RD
CityCLIFTON
StateCO
Zip81520-7426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK 1 HIGHVIEW SUB FIL NO 2 SEC 2 1S 1E
Legal Range001
Legal Township01S
Legal Section02
Legal SubdivisionHIGHVIEW SUB
Legal Block1
Legal Lot Number7
JurisdictionMESA CO
Township / Civil DivisionCLIFTON
Census Block Group1
Census Block1004
Census Tract1703

Owner

Source: Mesa County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address643 HIGHVIEW RD, CLIFTON, CO 81520-7426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOC L.P
Dec 23, 2022Special Warranty Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Dec 9, 2020Deed of Trust, Mortgage · FHA Mortgage
AMCAP MORTGAGE LTD
Oct 26, 2018Loan Modification, Mortgage · Conventional with PMI
PENNYMAC
Jun 27, 2017Warranty Deed, Transfer
BAY EQUITY
May 31, 2017Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2022 · Amount on Record
Deed SaleDec 23, 2022 · Amount on Record
Prior SaleJun 27, 2017 · Amount on Record
Deed Document Number20223052357
Prior Transfer DateMay 20, 2002
Prior Transfer Doc0030870891
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Recording DateMay 19, 2026
Property Address643 HIGHVIEW RD, CLIFTON, CO 81520-7426
Document Number0003159336
Instrument DateMay 13, 2026
Instrument20263159336
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 HIGHVIEW RD, CLIFTON, CO 81520-7426

Mortgage

Document Number0003159336,
DateMay 19, 2026
Instrument20263159336
Lender
NamePROVIDENT FUNDING ASSOC L.P
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate5.65%
Initial TypeFixed Rate
Max Rate-1%

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateDec 23, 2022
Property Address643 HIGHVIEW RD, CLIFTON, CO 81520-7426
Document Number0003052357
Instrument DateDec 23, 2022
Instrument3052357
Transaction TypeTransfer
Record UpdatedJan 4, 2023
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$25.70
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address643 HIGHVIEW RD, CLIFTON, CO 81520-7426

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 HIGHVIEW RD, CLIFTON, CO 81520-7426

Mortgage

Document Number0003052358
DateDec 23, 2022
Instrument3052358
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address643 HIGHVIEW RD, CLIFTON, CO 81520-7426
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002956210
DateDec 9, 2020
Instrument2956210
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMESA CO
Property Address643 HIGHVIEW RD, CLIFTON, CO 81520-7426
Document Number0002861714
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedDec 13, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 HIGHVIEW RD CLIFTON CO 815207426, CLIFTON, CO 81520-7426

Mortgage

Document Number0002861714
DateNov 19, 2018
Instrument2861714
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 18, 2048
Interest
Rate TypeFixed Rate
Rate5.37%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateJun 27, 2017
Property Address643 HIGHVIEW RD, CLIFTON, CO 81520-7426
Document Number0002805022
Instrument DateJun 26, 2017
Instrument2805022
Transaction TypeTransfer
Record UpdatedJul 21, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$18.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address643 HIGHVIEW RD CLIFTON CO 815207426, CLIFTON, CO 81520-7426

Mortgage

Document Number2805023
DateJun 27, 2017
Instrument2805023
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
AmountAmount Recorded
Term360 Months
DueJun 26, 2047

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateMay 31, 2017
Property Address643 HIGHVIEW RD, CLIFTON, CO 81520-7426
Document Number0002801814
Instrument DateMay 30, 2017
Instrument2801814
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

AmountAmount Recorded
Tax$18.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 MOUNT LINCOLN ST PALISADE CO 815268665, PALISADE, CO 81526-8665

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,538.00 (+30.78%)$19,590 (+29.91%) Land $5,630 Building $13,960$313,400 (+39.28%) Land $90,000 Building $223,400
2024$1,176.00 (+1.12%)$15,080 (-) Land $4,580 Building $10,500
2023$1,163.00 (+0.35%)$15,080 (+2.24%) Land $4,580 Building $10,500$225,020 (+5.99%) Land $68,300 Building $156,720
2022$1,159.00$14,750 Land $4,170 Building $10,580
2021$212,300 Land $60,000 Building $152,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLIFTON WD
serves 34,500 people · EPA ID CO0139180
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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