Ravalli County property record for 643 Hidden Valley Rd S, Florence, MT 59833
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 1,792 sqft · built 2002 |
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $927,675 (Jul 2026) |
| Tax Bill | $2,803 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1354251 |
| Primary APN | R1354251 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,680 sqft |
| Finished Basement | 1,680 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 218,671 sqft (5.02 acres) |
| Terrain | Wooded |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 88 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0001383400 |
|---|---|
| Street Address | 643 HIDDEN VALLEY RD S |
| City | FLORENCE |
| State | MT |
| Zip | 59833-6951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S17, T10 N, R19 W, IN SESE INDEX 33 CS #2212 PARCEL D |
| Legal Range | 19W |
| Legal Township | 10N |
| Legal Section | 17 |
| Legal Subdivision | CERTIFICATE/SURV 2212 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | STEVENSVILLE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 100 |
643 Hidden Valley Rd S is owned by two individuals who bought it in July 2026.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21800 JONES RD, FLORENCE, MT 59833-6097 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 25, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on File |
| Deed Sale | Jul 6, 2026 · Amount on File |
| Prior Sale | Mar 12, 2004 |
| Deed Document Number | 2026816897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Jul 6, 2026 |
| Property Address | 643 HIDDEN VALLEY RD S, FLORENCE, MT 59833-6951 |
| Document Number | 0000816897 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 2026816897 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 21800 JONES RD, FLORENCE, MT 59833-6097 |
| Document Number | 0000816897, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 2026816897 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 643 HIDDEN VALLEY RD S, FLORENCE, MT 59833-6951 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000813770 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 813770 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2026 property tax bill for 643 Hidden Valley Rd S was $2,803, up 4.4% from the year before.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Florence-Carlton K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,803.00 (+4.36%) | $651,200 (-) | |
| 2025 | $2,686.00 | $651,200 | $651,200 Land $204,692 Building $446,508 |
| 2023 | $3,962.00 | $520,400 | $520,400 Land $137,586 Building $382,814 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Hidden Valley Rd S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Hidden Valley Rd S is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 48% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grizzly Broadband Fiber | 2,500 / 2,500 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
5G and 4G LTE (outdoors only)
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