643 Heritage Dr, Madison, TN 37115 Property Records

Nashville-Davidson Metropolitan Government property record for 643 Heritage Dr, Madison, TN 37115

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,552 sqft · built 1974
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$407,500 (Apr 2024)
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-07-0-117-00`

Property Details

APN / Parcel Number

Primary APN	`042-07-0-117-00`
Alternative APN	`000013274`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,552 sqft Living Area
Gross Area	3,205 sqft
1st Floor Area	875 sqft
2nd Floor Area	875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Other
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	206 ft deep x 86 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	44 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	643 HERITAGE DR
City	MADISON
State	TN
Zip	37115-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT 12 HERITAGE VILLAGE SEC 2
Legal Subdivision	HERITAGE VILLAGE SECTION TWO
Legal Lot Number	12
Jurisdiction	DAVIDSON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3010
Census Tract	10801

Owner

643 Heritage Dr is owned by a company that acquired it in March 2025.

Source: Nashville-Davidson Metropolitan Government records, as of December 19, 2025

Owner of Record	Company Name on File
Mailing Address	505 CHURCH ST, 2104, NASHVILLE, TN 37219-3611
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Transfer · Commercial Mortgage RAIN CITY CAPITAL LLC
Jan 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Prior Sale	Aug 12, 2003 · Amount on File
Deed Document Number	202429907
Last Transfer Date	Mar 3, 2025
Transfer Doc	0000016208
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Apr 25, 2024
Property Address	643 HERITAGE DR, MADISON, TN 37115-2630
Document Number	0000029907
Map Reference	MB 4460 PG 160
Instrument Date	Apr 23, 2024
Instrument	20240425-0029907
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 VAN BUREN ST, NASHVILLE, TN 37208-2777
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029908
Date	Apr 25, 2024
Instrument	20240425-0029908

Lender

Name	RAIN CITY CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	643 HERITAGE DR, MADISON, TN 37115-2630
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 HERITAGE DR, MADISON, TN 37115-2630

Mortgage

Document Number	0000007119
Date	Jan 31, 2023
Instrument	20230131-0007119

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	643 HERITAGE DR, MADISON, TN 37115-2630
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119200
Date	Nov 20, 2017
Instrument	20171120-0119200

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	643 HERITAGE DR, MADISON, TN 37115-2630
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091785
Date	Aug 17, 2020
Instrument	20200817-0091785

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	643 HERITAGE DR, MADISON, TN 37115-2630
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024113
Date	Feb 25, 2021
Instrument	20210225-0024113

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 643 Heritage Dr was $2,976.

Source: Nashville-Davidson Metropolitan Government assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,976.00	$105,775 Land $37,500 Building $68,275	$423,100 Land $150,000 Building $273,100
2023	$2,670.00 (-14.12%)	$82,075 (-) Land $21,500 Building $60,575
2022	$3,109.00	$82,075 Land $21,500 Building $60,575	$328,300 (-) Land $86,000 Building $242,300
2021			$328,300 Land $86,000 Building $242,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 Heritage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Heritage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON SUBURBAN U.D. serves 84,437 people · EPA ID TN0000424
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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