643 Harvard Rd, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 643 Harvard Rd, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,851 sqft · built 1880
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (May 2010)
Tax Bill$6,433 (2025)
Flood ZoneZone X (minimal risk)
APNLANC M:031.0 B:0000 L:0001.0

Property Details

APN / Parcel Number

Primary APNLANC M:031.0 B:0000 L:0001.0

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,851 sqft Living Area
1st Floor Area1,486 sqft
Basement Area760 sqft
Unfinished Basement760 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area52,272 sqft (1.2 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address643 HARVARD RD
CityLANCASTER
StateMA
Zip01523-2517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLAND LANCASTER
Legal Lot Number1.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1002
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address643 HARVARD RD, LANCASTER, MA 01523-2517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2010 · Amount on Record
Deed SaleMay 26, 2010 · Amount on Record
Deed Document Number201054225
Deed Book / Page45836 / 71
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,433.00 (+3.96%)$398,100 (+10.58%) Land $121,900 Building $276,200$652,270 (+4.11%)
2024$626,525
2023$6,188.00$360,000 Land $103,100 Building $256,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harvard Rd

Nearby Streets

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