Charlottesville City property record for 643 Harris Rd, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 936 sqft · built 1979 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,500 (Jul 2011) |
| Tax Bill | $4,344 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25A083000 |
| Primary APN | 25A083000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Finished Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 700 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,416 sqft (0.308 acres) |
| Lot Depth | 190 ft Depth |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 133 sqft |
| Deck Area | 290 sqft |
| Patio Area | 406 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 643 HARRIS RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-6425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 11 SEC 2 WILLOUGHBY |
| Legal Subdivision | WILLOUGHBY |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 401 |
Source: Charlottesville City records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 643 HARRIS RD, CHARLOTTESVILLE, VA 22902-6425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2011 · Amount on Record |
| Deed Sale | Jul 13, 2011 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,344.00 (+20.27%) | $431,600 (+6.41%) Land $130,000 Building $301,600 | $431,600 (+6.41%) Land $130,000 Building $301,600 |
| 2025 | $405,600 (+14.8%) Land $112,500 Building $293,100 | $405,600 (+14.8%) Land $112,500 Building $293,100 | |
| 2023 | $3,612.00 (+11.31%) | $353,300 Land $100,000 Building $253,300 | $353,300 Land $100,000 Building $253,300 |
| 2022 | $3,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, Ting.
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