Hamilton County property record for 643 Hamilton Ave, Chattanooga, TN 37405
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,656 sqft · built 2018 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Company Name on File |
| Last Sale | $520,250 (Nov 2021) |
| Tax Bill | $2,144 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135D D 013 |
| Primary APN | 135D D 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 138 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000059205 |
|---|---|
| Street Address | 643 HAMILTON AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3938 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT |
| Legal Description | LT 10 TRICOS RESUB OF LT 23 NORTH CHATT LAND CO PB 1 PG 28 REV 93-117 REV 101-139 OUT OF 135D-D-12 FOR 2010 |
| Legal Subdivision | NORTH CHATT LAND CO |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
643 Hamilton Ave, a townhouse, is owned by a company that acquired it in February 2022 and is owner-occupied.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 643 HAMILTON AVE, CHATTANOOGA, TN 37405-3938 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Nov 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP |
| Mar 2, 2018 | Warranty Deed, Transfer FIRST TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on File |
| Deed Sale | Nov 22, 2021 · Amount on File |
| Prior Sale | Nov 22, 2021 · Amount on File |
| Deed Document Number | 0000000104 |
| Deed Book / Page | 12742 / 371 |
| Last Transfer Date | Feb 7, 2022 |
| Transfer Doc | 0000000314 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 7, 2022 |
| Property Address | 643 HAMILTON AVE, CHATTANOOGA, TN 37405-3938 |
| Document Number | 0000000314 |
| Book / Page | 12837 / 319 |
| Map Reference | MB 93 PG 117 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2022020700314 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 22, 2021 |
| Property Address | 643 HAMILTON AVE, CHATTANOOGA, TN 37405-3938 |
| Document Number | 0000000104 |
| Book / Page | 12742 / 371 |
| Map Reference | MB 101 PG 139 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021112200104 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | REALTY TITLE INC, REALTY T&E SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,924.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 365 TOWN LINE RD, EAST NORTHPORT, NY 11731-5504 |
| Document Number | 0012742374 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 12742/374 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 2, 2018 |
| Property Address | 643 HAMILTON AVE, CHATTANOOGA, TN 37405-3938 |
| Document Number | 0000000209 |
| Book / Page | 011284 / 000340 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 209 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | FIRST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,422.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 32 COOKS FARM RD FRANKLIN MA 020384133, FRANKLIN, MA 02038-4133 |
The 2025 property tax bill for 643 Hamilton Ave was $2,144, down 8.1% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,144.00 (-8.06%) | $141,475 (+35.71%) | $565,900 (+35.71%) Land $90,000 Building $475,900 |
| 2024 | $2,332.00 | $104,250 (-) | $417,000 (-) Land $90,000 Building $327,000 |
| 2023 | $2,332.00 | $104,250 (-) | $417,000 (-) Land $90,000 Building $327,000 |
| 2022 | $2,332.00 | $104,250 | $417,000 Land $90,000 Building $327,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 643 Hamilton Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1988–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Hamilton Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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