643 Hackensack St, Carlstadt, NJ 07072 Property Records

Bergen County and Carlstadt Borough property record for 643 Hackensack St, Carlstadt, NJ 07072

Property Summary

Property Type	Single Family Home
Details	2,876 sqft · built 1900
Lot Size	0.265 acres (11,526 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Feb 2020)
Tax Bill	$14,656 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00033-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`05-00033-0000-00012`
Alternative APNs	`050003300012` `102700`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,876 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	11,526 sqft (0.265 acres)
Lot Dimensions	172 ft deep x 67 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	102700
Street Address	643 HACKENSACK ST
City	CARLSTADT
State	NJ
Zip	07072-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	67X172 4.6LTS (72,21)
Legal Block	33
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	CARLSTADT
Census Block Group	4
Census Block	4003
Census Tract	5000

Owner

643 Hackensack St is owned and occupied by an individual who acquired it in February 2021.

Source: Bergen County and Carlstadt Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	643 HACKENSACK ST, CARLSTADT, NJ 07072-1307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 11, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2020 · Amount on File
Deed Sale	Feb 11, 2020 · Amount on File
Deed Document Number	202015643
Deed Book / Page	3498 / 676
Last Transfer Date	Feb 16, 2021
Transfer Doc	0042170830
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jun 16, 2021
Property Address	643 HACKENSACK ST, CARLSTADT, NJ 07072-1307
Document Number	0042170830
Book / Page	4217 / 830
Instrument Date	Feb 16, 2021
Instrument	2021096880
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	SILK ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 HACKENSACK ST, CARLSTADT, NJ 07072-1307

Mortgage

Document Number	2021096881
Date	Jun 16, 2021
Instrument	2021096881

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Mar 1, 2051

February 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 11, 2020
Property Address	643 HACKENSACK ST, CARLSTADT, NJ 07072-1307
Document Number	0034980676
Book / Page	3498 / 676
Instrument Date	Nov 11, 2019
Instrument	2020015643
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	BELMONT TITLE & SETMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,033.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2815 CUYAHOGA LN, 2815, WEST PALM BEACH, FL 33409-7241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 HACKENSACK ST, CARLSTADT, NJ 07072-1307

Mortgage

Document Number	2020015644
Date	Feb 11, 2020
Instrument	2020015644

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 643 Hackensack St was $14,656, up 6.6% from the year before.

Source: Bergen County and Carlstadt Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Carlstadt Borough
Elementary School District	Carlstadt Borough School District (KG - 08)
Secondary School District	Carlstadt-East Rutherford School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$920,800 (+7.12%) Land $294,300 Building $626,500	$920,800 (+7.12%) Land $294,300 Building $626,500
2025	$14,656.00 (+6.62%)	$859,600 Land $281,800 Building $577,800	$859,600 Land $281,800 Building $577,800
2024	$13,746.00
2023		$764,400 Land $241,800 Building $522,600	$764,400 Land $241,800 Building $522,600
2022	$11,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Hackensack St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 643 Hackensack St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 962 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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