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643 Gordon Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 643 Gordon Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,476 sqft · built 1956
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on File
Last Sale$118,600 (Dec 2002)
Tax Bill$7,970 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 37.-5-15

Property Details

APN / Parcel Number

Primary APN422800 37.-5-15
Alternative APN
  • 280003700000050150000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,476 sqft Living Area
1st Floor Area1,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area45,302 sqft (1.04 acres)
Garage TypeBasement

Exterior Amenities

PorchSlab
Porch Area280 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address643 GORDON RD
CitySCHENECTADY
StateNY
Zip12306-7205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal Block5
Legal Lot Number15.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1061
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 37.-5-15

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address643 GORDON RD, SCHENECTADY, NY 12306-7205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2002 · Amount on Record
Deed SaleDec 11, 2002 · Amount on Record
Deed Book / Page1639 / 917
Last Transfer DateNov 19, 2020
Transfer Doc0000040131
Record UpdatedJun 08, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateDec 18, 2020
Property Address643 GORDON RD, SCHENECTADY, NY 12306-7205
Document Number0000040131
Book / Page002048 / 000163
Instrument DateNov 19, 2020
Instrument40131
Transaction TypeTransfer
Record UpdatedDec 30, 2020
Title CompanySMPR TITLE AGENCY INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address643 GORDON RD SCHENECTADY NY 123067205, SCHENECTADY, NY 12306-7205

Mortgage

Document Number40133
DateDec 18, 2020
Book Page005051/000409
Instrument40133
Lender
NameBALLSTON SPA NAT'L BK
TypeBank
AddressBALLSTON SPA, NY 12020
Agreement
AmountAmount Recorded
Term180 Months
DueDec 17, 2035

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,970.00$191,600 (-) Land $30,100 Building $161,500$294,800 (+16.94%) Land $46,313 Building $248,487
2023$191,600 Land $30,100 Building $161,500$252,100 Land $39,604 Building $212,496

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims31 (1996–2026)
Claims Outside the SFHA12 of 31
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Flooding, Jun 2006 · 4 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 21 locations within half a mile of this property.

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