Madison County property record for 643 Gooch Ln, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,697 sqft · built 2002 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2021) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-29-0-003-081.000 |
| Primary APN | 15-09-29-0-003-081.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,697 sqft Living Area |
| 1st Floor Area | 1,697 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Mixed |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 569532 |
|---|---|
| Street Address | 643 GOOCH LN |
| City | MADISON |
| State | AL |
| Zip | 35758-8369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ***ERROR ON DEED*** LOT 4 BLK VII HOMESTEAD SUB PHASE *VI* PB 28 PG 67 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 29 |
| Legal Subdivision | HOMESTEAD |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11023 |
643 Gooch Ln is owned and occupied by an individual who bought it in May 2021.
Source: Madison County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 GOOCH LN, MADISON, AL 35758-8369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 11, 2021 | Warranty Deed, Transfer · VA Mortgage SYNOVUS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on File |
| Deed Sale | May 11, 2021 · Amount on File |
| Deed Document Number | 202139156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 24, 2026 |
| Property Address | 643 GOOCH LN, MADISON, AL 35758-8369 |
| Document Number | 2026136107 |
| Book / Page | 2026 / 136107 |
| Instrument Date | Jun 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 643 GOOCH LN, MADISON, AL 35758-8369 |
| Document Number | 2026136107, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 2026/136107 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 1, 2066 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | May 11, 2021 |
| Property Address | 643 GOOCH LN, MADISON, AL 35758-8369 |
| Document Number | 0000039156 |
| Map Reference | MB 28 PG 67 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021-00039156 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13506 NOBILIO ST, VENICE, FL 34293-1347 |
| Name | Verified Name |
|---|---|
| Address | 643 GOOCH LN, MADISON, AL 35758-8369 |
| Document Number | 0000039157 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-00039157 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $30,640 Land $4,400 Building $26,240 | $306,400 Land $44,000 Building $262,400 |
| 2023 | Homeowner's exemption | $29,000 (+12.49%) Land $4,400 Building $24,600 | $289,900 (+12.5%) Land $44,000 Building $245,900 |
| 2022 | Homeowner's exemption | $25,780 Land $4,400 Building $21,380 | $257,700 Land $44,000 Building $213,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 643 Gooch Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Gooch Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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