Hamilton County property record for 643 Genenbill Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,514 sqft · built 1979 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Sep 2020) |
| Tax Bill | $5,178 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0063-0460-00 |
| Primary APN | 540-0063-0460-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| 2nd Floor Area | 1,092 sqft |
| Basement Area | 938 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 120 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 52 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 643 GENENBILL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-4710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GENENBILL DR 81.86 X 120 IRR LOT 6 FOLEY FOREST SUB BL A |
| Legal Subdivision | FOLEY FOREST SUB |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21303 |
643 Genenbill Dr is owned and occupied by two individuals who bought it in September 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 GENENBILL DR, CINCINNATI, OH 45238-4710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 1, 2020 | Warranty Deed, Transfer · FHA Mortgage UNION HM MTG CORP |
| Jan 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage OPTION FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on File |
| Deed Sale | Sep 1, 2020 · Amount on File |
| Prior Sale | Jan 5, 2018 · Amount on File |
| Deed Document Number | 0000088302 |
| Deed Book / Page | 014244 / 002767 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 643 GENENBILL DR, CINCINNATI, OH 45238-4710 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 643 GENENBILL DR, CINCINNATI, OH 45238-4710 |
| Document Number | 0000090584 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 15546/887 |
| Instrument | 2025-0090584 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 643 GENENBILL DR, CINCINNATI, OH 45238-4710 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 643 GENENBILL DR, CINCINNATI, OH 45238-4710 |
| Document Number | 0000052091 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 14965/1804 |
| Instrument | 2023-0052091 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 1, 2020 |
| Property Address | 643 GENENBILL DR, CINCINNATI, OH 45238-4710 |
| Document Number | 0000088302 |
| Book / Page | 014244 / 002767 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 88302 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $996.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 GENENBILL DR CINCINNATI OH 452384710, CINCINNATI, OH 45238-4710 |
| Document Number | 88303 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 014244/002769 |
| Instrument | 88303 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 5, 2018 |
| Property Address | 643 GENENBILL DR, CINCINNATI, OH 45238-4710 |
| Document Number | 0000001256 |
| Book / Page | 013578 / 000685 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 1256 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $654.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 643 GENENBILL DR CINCINNATI OH 452384710, CINCINNATI, OH 45238-4710 |
| Document Number | 1257 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 013578/000687 |
| Instrument | 1257 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2048 |
The 2025 property tax bill for 643 Genenbill Dr was $5,178, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,178.00 (+2.51%) | $87,150 (+%) Land $14,458 Building $72,692 | |
| 2024 | $5,051.00 (-0.32%) | $87,149 (-) Land $14,458 Building $72,691 | |
| 2023 | $5,067.00 (+4.86%) | $87,149 (+17.89%) Land $14,458 Building $72,691 | $249,000 Land $41,310 Building $207,690 |
| 2022 | $4,832.00 Homeowner's exemption | $73,924 Land $12,418 Building $61,506 | |
| 2020 | $211,210 Land $35,480 Building $175,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 643 Genenbill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Genenbill Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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