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643 Gaelic Ct, Apopka, FL 32712 Property Records

Orange County property record for 643 Gaelic Ct, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,125 sqft · built 2000
Lot Size0.65 acres (28,329 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Jun 2018)
Tax Bill$5,542 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-20-28-8241-02-360

Property Details

APN / Parcel Number

Primary APN21-20-28-8241-02-360
Alternative APNs
  • 282021824102360
  • 174434
  • 177754
  • 181421

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,125 sqft Living Area
Gross Area4,441 sqft
1st Floor Area2,124 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area28,329 sqft (0.65 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area509 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address643 GAELIC CT
CityAPOPKA
StateFL
Zip32712-4724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionROCK SPRINGS RIDGE PHASE 2 42/55 LOT 236
Legal Range28E
Legal Township20S
Legal Section21
Legal SubdivisionROCK SPRINGS RIDGE PH 2
Legal Phase2
Legal Tract8241
Legal Block2
Legal Lot Number236
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group2
Census Block2003
Census Tract17814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address643 GAELIC CT, APOPKA, FL 32712-4724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2018 · Amount on Record
Deed SaleJun 26, 2018 · Amount on Record
Prior SaleJan 14, 2015 · Amount on Record
Deed Document Number2018377941
Prior Transfer DateApr 14, 2011
Prior Transfer Doc0000240424
Record UpdatedJun 8, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 26, 2018
Property Address643 GAELIC CT, APOPKA, FL 32712-4724
Document Number0000377941
Instrument DateJun 22, 2018
Instrument377941
Transaction TypeTransfer
Record UpdatedJul 13, 2018
Title CompanyEDGEWATER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 GAELIC CT APOPKA FL 327124724, APOPKA, FL 32712-4724

Mortgage

Document Number377942
DateJun 26, 2018
Instrument377942
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 25, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$393,843 (+2.7%)$548,180 (-1.51%) Land $90,000 Building $458,180
2025$5,542.00 (+1.74%) Homeowner's exemption$383,489 (+5.99%)$556,590 (+4.19%) Land $90,000 Building $466,590
2024$5,447.00 (+6.89%)
2023$5,096.00 (+3.94%) Homeowner's exemption$361,826 (+3%)$534,229 (+13.11%) Land $120,000 Building $414,229
2022$4,903.00 Homeowner's exemption$351,287$472,303 Land $120,000 Building $352,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications.

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