Allen County property record for 643 Franklin St, Lima, OH 45804
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,968 sqft · built 1920 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $634 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-0605-06-026.000 |
| Primary APN | 47-0605-06-026.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 2,236 sqft |
| 1st Floor Area | 996 sqft |
| Upper Floors Area | 972 sqft |
| Basement Area | 208 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Lot Area | 8,015 sqft (0.184 acres) |
| Lot Dimensions | 160 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 643 FRANKLIN ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45804-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N L MICHAELS SECOND ADDN LOT 6356 JOINT TEN FF 50.00 |
| Legal Subdivision | N L MICHAELS SECOND ADDN |
| Legal Lot Number | 6356 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 13600 |
Source: Allen County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 643 FRANKLIN ST, LIMA, OH 45804-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Sep 21, 2026 |
| Property Address | 643 FRANKLIN ST, LIMA, OH 45804-1619 |
| Document Number | 0000009958 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 20269958 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 FRANKLIN ST, LIMA, OH 45804-1619 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $634.00 (+0.16%) | $16,170 (-) Land $1,260 Building $14,910 | $46,200 (-) Land $3,600 Building $42,600 |
| 2024 | $633.00 (-7.32%) | $16,170 (+5%) Land $1,260 Building $14,910 | $46,200 (+5%) Land $3,600 Building $42,600 |
| 2023 | $683.00 (-0.29%) | $15,400 (-) Land $1,190 Building $14,210 | |
| 2022 | $685.00 | $15,400 Land $1,190 Building $14,210 | |
| 2021 | $44,000 Land $3,400 Building $40,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: TSC.
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