643 Forest Woods Trl, Saint Clair, MO 63077 Property Records

Franklin County property record for 643 Forest Woods Trl, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,815 sqft · built 2021
Lot Size5.19 acres (226,512 sqft)
Owner2 Individual Names on Record
Tax Bill$3,254 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN23-7-36.0-0-000-022.000

Property Details

APN / Parcel Number

Primary APN23-7-36.0-0-000-022.000

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area1,815 sqft Living Area

Exterior

Year BuiltBuilt 2021
Construction TypeFrame
Lot Area226,512 sqft (5.19 acres)

Location & Zoning

Street Address643 FOREST WOODS TRL
CitySAINT CLAIR
StateMO
Zip63077-4277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANU
Legal DescriptionPT W 1/2 W 1/2 SE
Legal Range02W
Legal Township42
Legal Section36
JurisdictionFRANKLIN MO
Township / Civil DivisionMERAMEC
Census Block Group3
Census Block3003
Census Tract800501

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address628 LAKEVIEW ST, SULLIVAN, MO 63080-1810
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
SULLIVAN BANK
Jun 30, 2020Deed of Trust, Mortgage · Line of Credit
SULLIVAN BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2005
Deed SaleSep 10, 2005
Deed Document Number2005-22695
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address643 FOREST WOODS TRL, SAINT CLAIR, MO 63077-4277
Transaction TypeMortgage
Record UpdatedJan 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002123610
DateDec 20, 2021
Instrument2123610
Lender
NameSULLIVAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address643 FOREST WOODS TRL, SAINT CLAIR, MO 63077-4277
Document Number0000010511
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address689 FOREST WOODS TRL ST CLAIR MO 630774277, ST CLAIR, MO 63077-4277

Mortgage

Document Number0000010511
DateJul 6, 2020
Instrument10511
Lender
NameSULLIVAN BK
AddressSULLIVAN, MO 63080
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,254.00 (+9.45%)$53,773 (+0.27%)$283,310 (+0.27%) Land $10,800 Building $272,510
2023$2,973.00 (+26.4%)$53,627$282,540 Land $10,800 Building $271,740
2022$2,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
Wisper ISP
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3
Sparklight
DSL
10 / 1

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