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643 Forest Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 643 Forest Ave, Westfield, NJ 07090

Property Summary

Property TypeSingle Family Home
Details1,835 sqft · built 1929
Lot Size0.197 acres (8,581 sqft)
Owner2 Individual Names on Record
Last Sale$810,000 (Nov 2019)
Tax Bill$18,334 (2025)
Deeds & MortgagesOct 2020 Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN20-00813-0000-00014

Property Details

APN / Parcel Number

Primary APN20-00813-0000-00014
Alternative APNs
  • 2000121000000005
  • 200081300014

Interior

Stories2 Stories
Building Area1,835 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleTudor
Construction TypeFrame
Lot Area8,581 sqft (0.197 acres)
Lot Dimensions165 ft deep x 52 ft wide

Location & Zoning

Old Parcel Number2000121000000005
Street Address643 FOREST AVE
CityWESTFIELD
StateNJ
Zip07090-4320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block813
Legal Lot Number14
JurisdictionUNION NJ
Township / Civil DivisionWESTFIELD
Census Block Group3
Census Block3016
Census Tract36500

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address643 FOREST AVE, WESTFIELD, NJ 07090-4320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Nov 7, 2019Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2019 · Amount on Record
Deed SaleNov 7, 2019 · Amount on Record
Prior SaleOct 10, 2012 · Amount on Record
Deed Document Number2019318867
Deed Book / Page6346 / 785
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address643 FOREST AVE, WESTFIELD, NJ 07090-4320
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147850226
DateOct 8, 2020
Book Page14785/226
Instrument700623
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateNov 7, 2019
Property Address643 FOREST AVE, WESTFIELD, NJ 07090-4320
Document Number0063460785
Book / Page6346 / 0785
Instrument DateOct 30, 2019
Instrument318867
Transaction TypeTransfer
Record UpdatedNov 4, 2021

Transaction

AmountAmount Recorded
Tax$7,411.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1000 WYCHWOOD RD, 1000, WESTFIELD, NJ 07090-2357

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address643 FOREST AVE, WESTFIELD, NJ 07090-4320

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityWestfield Town
Unified School DistrictWestfield Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$799,900 (-) Land $459,100 Building $340,800$799,900 (-) Land $459,100 Building $340,800
2025$18,334.00 (+1.78%)$799,900 (-) Land $459,100 Building $340,800$799,900 (-) Land $459,100 Building $340,800
2024$18,013.00 (+4.26%)
2023$799,900 Land $459,100 Building $340,800$799,900 Land $459,100 Building $340,800
2022$17,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims4 (2010–2012)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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