643 Ferry Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 643 Ferry Rd, Saco, ME 04072

Property Summary

Property Type	Rural Home
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on Record
Tax Bill	$9,952 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Aug 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`K0311R`

Property Details

APN / Parcel Number

Primary APN	`K0311R`
Alternative APNs	`SACO M:002 L:016 U:000-000` `M:002 L:016 U:000=000`

Exterior

Lot Area	87,991 sqft (2.02 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Account Number	K0311R
Street Address	643 FERRY RD
City	SACO
State	ME
Zip	04072-3017
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LDR
Legal Lot Number	16
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1019
Census Tract	5400

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 FERRY RD, SACO, ME 04072-3017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2017	Deed of Trust, Mortgage NORWAY SAVINGS BANK
Aug 14, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2006
Deed Sale	Aug 18, 2006
Deed Document Number	200646286
Deed Book / Page	14930 / 691
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	643 FERRY RD, SACO, ME 04072-3017
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174240723
Date	Feb 22, 2017
Book Page	17424/0723
Instrument	2017007111

Lender

Name	NORWAY SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 22, 2042

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	643 FERRY RD, SACO, ME 04072-3017
Document Number	0177880776
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 FERRY RD SACO ME 040723017, SACO, ME 04072-3017

Mortgage

Document Number	0177880776
Date	Aug 28, 2018
Book Page	017788/000776
Instrument	36024

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,952.00 (+4.38%)	$700,860 (+3.29%) Land $344,460 Building $356,400
2024	$9,534.00 (+4.88%)	$678,560 (+36.83%) Land $344,460 Building $334,100
2022	$9,090.00	$495,900 Land $262,400 Building $233,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 135 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	138 units insured incl. 3 condo units
Nearby Flood Claims	216 (1978–2024)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Apr 2024 · Severe Winter Storm
Claims by Event	Severe Storms And Flooding, Jan 2024 · 38 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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