643 Edmonds Way, Edmonds, WA 98020 Property Records

Snohomish County property record for 643 Edmonds Way, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,094 sqft · built 1954
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$1,225,000 (May 2026)
Tax Bill	$7,557 (2026)
Deeds & Mortgages	Nov 2022 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0325-003-066-00`

Property Details

APN / Parcel Number

Primary APN	`0325-003-066-00`
Alternative APNs	`270325-003-066-00` `25270330660002` `252703306600` `1001195`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,094 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	2,094 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1001195
Street Address	643 EDMONDS WAY
City	EDMONDS
State	WA
Zip	98020-4640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	SEC 25 TWP 27 RGE 03 RT-91A) ALL TH PTN NE1/4 SW1/4 SW1/4 DAF BEG NE COR SD SUB TH N8832 07W ALG N LN SD SUB 10FT TO TPB TH CONT N8832 07W ALG N LN SD SUB 204.22FT TH S3905 00E 152.53FT TH N4339 21E 156.43FT TO TPB
Legal Range	03
Legal Township	27
Legal Section	25
Legal Subdivision	COR SD SUB
Legal Block	253
Legal Lot Number	66
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	3
Census Block	3008
Census Tract	50502

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19520 94TH PL W, EDMONDS, WA 98020-2554
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage TELCO COMMUNITY CU
May 29, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Nov 30, 2019	Deed of Trust, Mortgage · Line of Credit SOUND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Oct 6, 2006 · Amount on Record
Deed Document Number	2026202
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	643 EDMONDS WAY, EDMONDS, WA 98020-4640
Transaction Type	Mortgage
Record Updated	Jun 10, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000092
Date	Nov 29, 2022
Instrument	202211290092

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	May 29, 2026
Property Address	643 EDMONDS WAY, EDMONDS, WA 98020-4640
Document Number	0000000202
Instrument Date	May 26, 2026
Instrument	2026202
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19520 94TH PL W, EDMONDS, WA 98020-2554

Mortgage

Document Number	0000000203,
Date	May 29, 2026
Instrument	202629203

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	643 EDMONDS WAY, EDMONDS, WA 98020-4640
Document Number	0000000403
Instrument Date	Nov 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 EDMONDS WAY EDMONDS WA 980204640, EDMONDS, WA 98020-4640

Mortgage

Document Number	0000000403
Date	Dec 11, 2019
Instrument	201912110403

Lender

Name	SOUND CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 10, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,557.00 (+29.07%)	$939,300 (+10.34%) Land $601,000 Building $338,300	$939,300 (+10.34%) Land $601,000 Building $338,300
2023	$5,855.00	$851,300 Land $566,400 Building $284,900	$851,300 Land $566,400 Building $284,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLYMPIC VIEW WATER & SEWER DISTRICT serves 17,784 people · EPA ID WA5363600
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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