Beaufort County property record for 643 E Water St, Belhaven, NC 27810
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 4,072 sqft · built 1900 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,922 (2026) |
| Deeds & Mortgages | Dec 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 7605-87-9881 |
| Primary APN | 7605-87-9881 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,072 sqft Living Area |
| Gross Area | 3,642 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Storage Building | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 643 E WATER ST |
|---|---|
| City | BELHAVEN |
| State | NC |
| Zip | 27810-1575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 LTS REGINALD H BISHOP ET UX |
| Legal Lot Number | S |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | PANTEGO |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 930102 |
Source: Beaufort County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 907 NC HIGHWAY 99 N, PANTEGO, NC 27860-9768 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Dec 4, 2023 |
| Property Address | 643 E WATER ST, BELHAVEN, NC 27810-1575 |
| Document Number | 002155/315 |
| Book / Page | 2155 / 315 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 2023005699 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2635 NC HIGHWAY 99 N, PANTEGO, NC 27860-9216 |
| Name | Verified Name |
|---|---|
| Address | 907 NC HIGHWAY 99 N, PANTEGO, NC 27860-9768 |
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Municipality | Belhaven Town |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,922.00 (+66.39%) | $1,020,204 (+139.18%) Land $340,896 Building $679,308 | |
| 2025 | $1,020,204 (+139.18%) Land $340,896 Building $679,308 | ||
| 2023 | $5,362.00 | $426,541 Land $295,500 Building $131,041 | |
| 2018 | $426,541 Land $295,500 Building $131,041 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 209 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 245 units insured incl. 36 condo units |
| Nearby Flood Claims | 125 (1999–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELHAVEN WATER SYSTEM serves 1,960 people · EPA ID NC0407015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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