643 E Ward St, Urbana, OH 43078 Property Records

Champaign County property record for 643 E Ward St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 720 sqft · built 1950
Lot Size	0.207 acres (9,020 sqft)
Owner	Individual Name on Record
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Sep 2022 Transfer Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`024272-9`

Property Details

APN / Parcel Number

Primary APN	`024272-9`
Alternative APN	`K48-25-00-03-06-090-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	9,020 sqft (0.207 acres)
Lot Dimensions	164 ft deep x 55 ft wide

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	024272-9
Street Address	643 E WARD ST
City	URBANA
State	OH
Zip	43078-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ EAST LAWN ADDNLOT 158
Legal Subdivision	EAST LAWN ADDN
Legal Lot Number	158
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	1
Census Block	1025
Census Tract	10500

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	555 S KENTON ST, URBANA, OH 43078-2456
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Affidavit of Death of Joint Tenant, Transfer CITY TITLE AGENCY
Apr 5, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHAMPAIGN OH
Recording Date	Sep 22, 2022
Property Address	643 E WARD ST, URBANA, OH 43078-1743
Document Number	00587/2670
Book / Page	587 / 2670
Map Reference	MB A PG 153
Instrument Date	Sep 1, 2022
Instrument	202200004759
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	CITY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 S KENTON ST, URBANA, OH 43078-2456

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Apr 5, 2022
Property Address	643 E WARD ST, URBANA, OH 43078-1743
Document Number	00584/3568
Book / Page	584 / 3568
Map Reference	MB A PG 153
Instrument Date	Mar 29, 2022
Instrument	202200001735
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 S KENTON ST, URBANA, OH 43078-2456

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,129.00 (+4.06%)	$31,220 (+55.17%) Land $7,970 Building $23,250	$89,190 (+55.14%) Land $22,770 Building $66,420
2024	$1,085.00 (+26.46%)	$20,120 (-) Land $5,760 Building $14,360
2023	$858.00 (-5.3%)	$20,120 (-) Land $5,760 Building $14,360	$57,490 (-) Land $16,450 Building $41,040
2022	$906.00	$20,120 Land $5,760 Building $14,360	$57,490 Land $16,450 Building $41,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

Nearby Properties on E Ward St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures