643 E Sherman St, West Point, NE 68788 Property Records

Cuming County property record for 643 E Sherman St, West Point, NE 68788

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,178 sqft · built 1931
Lot Size	0.17 acres (7,392 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Aug 2026)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more
APN	`0009340.00`

Property Details

APN / Parcel Number

Primary APN	`0009340.00`
Alternative APN	`0000-00-0-30120-096-0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,178 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	1,418 sqft
Basement Area	1,150 sqft
Finished Basement	1,150 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2022
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,392 sqft (0.17 acres)
Lot Dimensions	112 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	352 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	643 E SHERMAN ST
City	WEST POINT
State	NE
Zip	68788-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	NELIGHS 2ND, LT 1, BLK 96, WPC
Legal Subdivision	NELIGH'S 2ND ADD
Legal Block	96
Legal Lot Number	1
Jurisdiction	CUMING NE
Township / Civil Division	WEST POINT
Census Block Group	4
Census Block	4047
Census Tract	972800

Owner

643 E Sherman St is owned and occupied by an individual who bought it in August 2026.

Source: Cuming County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	643 E SHERMAN ST, WEST POINT, NE 68788-2433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · FHA Mortgage NEBRASKA INV FINANCIAL AUTHORITY
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit F & M BANK
Aug 30, 2021	Affidavit of Death of Joint Tenant, Transfer
Aug 30, 2021	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Prior Sale	Oct 2, 2023 · Amount on File
Deed Document Number	20261032
Transfer Doc	0202101479
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Recording Date	Oct 7, 2026
Property Address	643 E SHERMAN ST, WEST POINT, NE 68788-2433
Document Number	0000001319
Instrument Date	Jul 31, 2026
Instrument	20261319
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 16TH ST, WISNER, NE 68791-2034
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001319,
Date	Oct 7, 2026
Instrument	20261319

Lender

Name	NEBRASKA INV FINANCIAL AUTHORITY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Oct 2, 2023
Property Address	643 E SHERMAN ST, WEST POINT, NE 68788-2433
Document Number	0202301127
Instrument Date	Sep 28, 2023
Instrument	202301127
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 PAR ACRES RD, BEEMER, NE 68716-4073

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 E SHERMAN ST, WEST POINT, NE 68788-2433

Mortgage

Document Number	0202301128
Date	Oct 2, 2023
Instrument	202301128

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	643 E SHERMAN ST, WEST POINT, NE 68788-2433
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E SHERMAN ST, WEST POINT, NE 68788-2433

Mortgage

Document Number	0202201491
Date	Oct 31, 2022
Instrument	202201491

Lender

Name	F & M BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CUMING NE
Recording Date	Aug 30, 2021
Property Address	643 E SHERMAN ST, WEST POINT, NE 68788-2433
Document Number	0202101479
Instrument	202101479
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CUMING NE
Recording Date	Aug 30, 2021
Property Address	643 E SHERMAN ST, WEST POINT, NE 68788-2433
Document Number	0202101480
Instrument Date	Aug 12, 2021
Instrument	202101480
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	643 E SHERMAN ST, WEST POINT, NE 68788-2433

Tax Assessment & Valuation

The 2025 property tax bill for 643 E Sherman St was $1,841.

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	West Point City
Unified School District	West Point Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,685 (+5.73%) Land $15,895 Building $240,790	$256,685 (+5.73%) Land $15,895 Building $240,790
2025	$1,841.00	$242,785 Land $15,895 Building $226,890	$242,785 Land $15,895 Building $226,890
2023	$2,423.00 (+61.21%)	$209,985 (+76.7%) Land $14,045 Building $195,940	$209,985 (+76.7%) Land $14,045 Building $195,940
2022	$1,503.00	$118,840 Land $14,045 Building $104,795	$118,840 Land $14,045 Building $104,795

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 643 E Sherman St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 E Sherman St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of Nebraska
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 3,550 people · EPA ID NE3103904
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb
Copper	1.83 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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