Lee County property record for 643 E Rocks Dr, Sanibel, FL 33957 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,910 sqft · built 2018 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $417,900 (Jul 2020) |
| Tax Bill | $10,860 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Jul 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 28-46-22-T1-00305.0110 |
| Primary APN | 28-46-22-T1-00305.0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,910 sqft Living Area |
| Gross Area | 6,655 sqft |
| 1st Floor Area | 2,145 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 835 sqft |
| Patio Area | 468 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10023297 |
|---|---|
| Street Address | 643 E ROCKS DR |
| City | SANIBEL |
| State | FL |
| Zip | 33957-5317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE ROCKS UNIT 5 BLK 5 PB 32 PG 120 LOT 11 |
| Legal Range | 22E |
| Legal Township | 46S |
| Legal Section | 28 |
| Legal Subdivision | SANIBEL THE ROCKS |
| Legal Tract | T1 |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Legal Unit | 5 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 80203 |
Source: Lee County records · APN 28-46-22-T1-00305.0110
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 643 E ROCKS DR, SANIBEL, FL 33957-5317 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 18, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 27, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Nov 08, 2018 | Loan Modification, Mortgage · Conventional Mortgage AMERICAN MOMENTUM BK |
| Sep 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage AMERICAN MOMENTUM BK |
| Jul 17, 2018 | Loan Modification, Mortgage · Conventional Mortgage AMERICAN MOMENTUM BK |
| Jun 26, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage AMERICAN MOMENTUM BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Prior Sale | May 19, 2015 · Amount on Record |
| Deed Document Number | 2020170572 |
| Prior Transfer Date | Jun 19, 2020 |
| Prior Transfer Doc | 0000170572 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jan 18, 2024 |
| Property Address | 643 E ROCKS DR, SANIBEL, FL 33957-5317 |
| Document Number | 0000016171 |
| Map Reference | MB 32 PG 110&120 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 2024000016171 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 643 E ROCKS DR, SANIBEL, FL 33957-5317 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 643 E ROCKS DR, SANIBEL, FL 33957-5317 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jul 27, 2020 |
| Property Address | 643 E ROCKS DR, SANIBEL, FL 33957-5317 |
| Document Number | 0000170572 |
| Map Reference | MB 32 PG 110&120 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020000170572 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | EQUITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,925.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 E ROCKS DR, SANIBEL, FL 33957-5317 |
| Document Number | 0000170574 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020000170574 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 643 E ROCKS DR, SANIBEL, FL 33957-5317 |
| Document Number | 0000278444 |
| Instrument Date | Nov 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 643 E ROCKS DR SANIBEL FL 339575317, SANIBEL, FL 33957-5317 |
| Document Number | 0000278444 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 278444 |
| Name | AMERICAN MOMENTUM BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 643 E ROCKS DR, SANIBEL, FL 33957-5317 |
| Document Number | 0000257629 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49543 BAY FOREST RD LEXINGTON PARK MD 206533421, LEXINGTON PARK, MD 20653-3421 |
| Document Number | 0000257629 |
|---|---|
| Date | Nov 01, 2018 |
| Instrument | 257629 |
| Name | AMERICAN MOMENTUM BK |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77845 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 643 E ROCKS DR, SANIBEL, FL 33957-5317 |
| Document Number | 0000223802 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2018 |
| Name | Verified Name |
|---|---|
| Address | 49543 BAY FOREST RD LEXINGTON PARK MD 206533421, LEXINGTON PARK, MD 20653-3421 |
| Document Number | 0000223802 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 223802 |
| Name | AMERICAN MOMENTUM BK |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77845 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 26, 2017 |
| Property Address | 643 E ROCKS DR, SANIBEL, FL 33957-5317 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 138146 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 01, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49543 BAY FOREST RD LEXINGTON PARK MD 206533421, LEXINGTON PARK, MD 20653-3421 |
| Document Number | 0000138146 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 138146 |
| Name | AMERICAN MOMENTUM BK |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77845 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Sanibel City |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,860.00 (-12.54%) Homeowner's exemption | $772,012 (-11.92%) | $1,102,904 (-36.58%) Land $410,640 Building $692,264 |
| 2023 | $12,417.00 (+7.7%) Homeowner's exemption | $876,452 (+3%) | $1,739,057 (+3%) Land $517,495 Building $1,221,562 |
| 2022 | $11,529.00 Homeowner's exemption | $850,924 | $1,337,755 Land $338,752 Building $999,003 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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