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643 E Prairie Ave, Lombard, IL 60148 Property Records

DuPage County property record for 643 E Prairie Ave, Lombard, IL 60148

Property Summary

Property TypeSingle Family Home
Details1,223 sqft · built 1949
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Jul 2022)
Tax Bill$7,329 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jan 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-05-420-033

Property Details

APN / Parcel Number

Primary APN06-05-420-033

Interior

Stories1 Story
Building Area1,223 sqft Living Area
1st Floor Area887 sqft
2nd Floor Area336 sqft
Basement Area1 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions18.5 ft deep x 9 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address643 E PRAIRIE AVE
CityLOMBARD
StateIL
Zip60148-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOMBARD COUNTRYSIDE FARMETTES SUB E 1/2 ALL
Legal SubdivisionLOMBARD COUNTRYSIDE FARMETTES SUB
Legal Block7
Legal Lot Number34
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group1
Census Block1014
Census Tract843302

Owner

643 E Prairie Ave is owned and occupied by two individuals who bought it in July 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address643 E PRAIRIE AVE, LOMBARD, IL 60148-2018
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Jan 24, 2017Deed of Trust, Mortgage · ARM
BMO HARRIS BANK NA
Jun 18, 2018Warranty Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2022 · Amount on File
Deed SaleJul 15, 2022 · Amount on File
Prior SaleJun 18, 2018 · Amount on File
Deed Document Number202267618
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 15, 2022
Property Address643 E PRAIRIE AVE, LOMBARD, IL 60148-2018
Document Number0000067618
Map ReferenceDOC 608901
Instrument DateJul 5, 2022
InstrumentR2022-067618
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address643 E PRAIRIE AVE, LOMBARD, IL 60148-2018

Mortgage

Document Number0000067619
DateJul 15, 2022
InstrumentR2022-067619
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate
Rate5.25%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address643 E PRAIRIE AVE, LOMBARD, IL 60148-2018
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyGIT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008784
DateJan 24, 2017
InstrumentR2017-008784
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueFeb 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 18, 2018
Property Address643 E PRAIRIE AVE, LOMBARD, IL 60148-2018
Document Number0000054985
Instrument DateJun 11, 2018
Instrument54985
Transaction TypeTransfer
Record UpdatedSep 10, 2018
Title CompanyATTORNEY'S TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3731 CLEVELAND AVE BROOKFIELD IL 605131509, BROOKFIELD, IL 60513-1509

Mortgage

Document Number54986
DateJun 18, 2018
Instrument54986
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 643 E Prairie Ave was $7,329 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityLombard Village
Secondary School DistrictDuPage High School District 88 (09 - 12)
Elementary School DistrictSD 45 DuPage County (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,329.00$111,752 Land $40,252 Building $71,500$335,256 Land $120,756 Building $214,500
2022$6,501.00 Homeowner's exemption$92,100 Land $33,170 Building $58,930$276,300 Land $99,510 Building $176,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 E Prairie Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1979–2013)
Claims Outside the SFHA8 of 11
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 643 E Prairie Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOMBARD
serves 44,476 people · EPA ID IL0430600
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionMay 2025
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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