643 E Palomino Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 643 E Palomino Dr, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,529 sqft · built 1988
Lot Size0.148 acres (6,486 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Feb 2022)
Tax Bill$2,257 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-23-568

Property Details

APN / Parcel Number

Primary APN304-23-568

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,529 sqft Living Area
1st Floor Area1,529 sqft

Exterior

Year BuiltBuilt 1988
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area6,486 sqft (0.148 acres)
Parking Spaces2 Parking Spaces
Pool Area450 sqft
Patio Area161 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address643 E PALOMINO DR
CityGILBERT
StateAZ
Zip85296-2923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionSPRING MEADOWS MCR 304-13
Legal Range06E
Legal Township01S
Legal Section18
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionSPRING MEADOWS AMD LOT 1-135 TR A & B
Legal Lot Number100
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2020
Census Tract422404

Owner

Source: Maricopa County records · APN 304-23-568

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6352 BELGRAVE AVE, GARDEN GROVE, CA 92845-1814
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 16, 2022Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 15, 2021Warranty Deed, Transfer
OS NATIONAL LLC
Nov 27, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Prior SaleOct 15, 2021 · Amount on Record
Deed Document Number20220145289
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address643 E PALOMINO DR, GILBERT, AZ 85296-2923
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyFIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 E PALOMINO DR, GILBERT, AZ 85296-2923

Mortgage

Document Number0000925683
DateSep 30, 2020
Instrument20200925683
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 16, 2022
Property Address643 E PALOMINO DR, GILBERT, AZ 85296-2923
Document Number0000145289
Map ReferenceMB 314 PG 12
Instrument DateFeb 09, 2022
Instrument20220145289
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyGREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address6352 BELGRAVE AVE, GARDEN GROVE, CA 92845-1814

Mortgage

Document Number0000145290
DateFeb 16, 2022
Instrument20220145290
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 15, 2021
Property Address643 E PALOMINO DR, GILBERT, AZ 85296-2923
Document Number0001113373
Map ReferenceMB 314 PG 12
Instrument DateOct 12, 2021
Instrument20211113373
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address643 E PALOMINO DR, GILBERT, AZ 85296-2923

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 27, 2019
Property Address643 E PALOMINO DR, GILBERT, AZ 85296-2923
Document Number0000966181
Instrument DateNov 21, 2019
Instrument966181
Transaction TypeTransfer
Record UpdatedDec 05, 2019
Title CompanyFIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address643 E PALOMINO DR GILBERT AZ 852962923, GILBERT, AZ 85296-2923

Mortgage

Document Number966182
DateNov 27, 2019
Instrument966182
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$40,050 (-0.89%)$400,500 (-0.89%) Land $80,100 Building $320,400
2025$2,257.00 (+26.37%)
2024$40,410$404,100 Land $80,800 Building $323,300
2023$1,786.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Arizona Network
Fixed Wireless
1,000 / 1,000
Starlink
Satellite
280 / 30
Lumen Technologies
DSL
140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet, Verizon, Wi-Fiber.

Based on FCC filings for 703 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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