643 E Merion St, Ontario, CA 91761 Property Records

San Bernardino County property record for 643 E Merion St, Ontario, CA 91761

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2.5 ba · 1,141 sqft · built 1984
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Nov 2018)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`1051-601-25-0000`

Property Details

APN / Parcel Number

Primary APN	`1051-601-25-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,141 sqft Living Area
Gross Area	1,621 sqft
1st Floor Area	633 sqft
2nd Floor Area	508 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	1,600 sqft (0.037 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	166 sqft
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 E MERION ST
City	ONTARIO
State	CA
Zip	91761-6751
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 12459 LOT 12 AND INT IN COMMON AREA
Legal Subdivision	169M57-59
Legal Tract	12459
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3003
Census Tract	1804

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 E MERION ST, ONTARIO, CA 91761-6751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Mar 7, 2022	Deed of Trust, Mortgage · FHA Mortgage HOME APPROVALS DIRECT INC
Nov 16, 2018	Grant Deed, Transfer · Commercial Mortgage GOLDEN STATE FINANCE AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Jun 28, 2010 · Amount on Record
Deed Document Number	2018432183
Prior Transfer Date	Jul 7, 1995
Prior Transfer Doc	0000243301
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 14, 2026
Property Address	643 E MERION ST, ONTARIO, CA 91761-6751
Document Number	0000096041
Instrument Date	Apr 9, 2026
Instrument	202696041
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E MERION ST, ONTARIO, CA 91761-6751

Mortgage

Document Number	0000096041,
Date	Apr 14, 2026
Instrument	202696041

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	643 E MERION ST, ONTARIO, CA 91761-6751
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E MERION ST, ONTARIO, CA 91761-6751

Mortgage

Document Number	0000085574
Date	Mar 7, 2022
Instrument	2022-0085574

Lender

Name	HOME APPROVALS DIRECT INC
Type	Non-Lending Institution
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 16, 2018
Property Address	643 E MERION ST, ONTARIO, CA 91761-6751
Document Number	0000432183
Map Reference	DOC83-252547
Instrument Date	Oct 15, 2018
Instrument	2018-0432183
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E MERION ST, ONTARIO, CA 91761-6751

Mortgage

Document Number	0000432185
Date	Nov 16, 2018
Instrument	2018-0432185

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000432184
Date	Nov 16, 2018
Instrument	2018-0432184

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$364,107 (+2%) Land $127,438 Building $236,669
2025	$3,989.00 (+5.64%)	$356,967 (+4.04%) Land $124,939 Building $232,028
2023	$3,776.00 (+0.59%)	$343,105 Land $120,087 Building $223,018
2022	$3,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

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