643 E Hillcrest St, Altamonte Springs, FL 32701 Property Records

Seminole County property record for 643 E Hillcrest St, Altamonte Springs, FL 32701

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,538 sqft · built 2019
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Dec 2019)
Tax Bill$5,337 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-21-29-5BD-4100-0200

Property Details

APN / Parcel Number

Primary APN12-21-29-5BD-4100-0200
Alternative APN
  • 2129125BD41000200

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,538 sqft Living Area
Gross Area3,000 sqft
1st Floor Area2,244 sqft
Upper Floors Area294 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address643 E HILLCREST ST
CityALTAMONTE SPRINGS
StateFL
Zip32701-2640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1AA
Legal DescriptionLOT 20 (LESS W 30 FT) & ALL LOT 21 BLK 41 SANLANDO PB 3 PG 65 1/2
Legal Range29E
Legal Township21S
Legal Section12
Legal SubdivisionSANLANDO
Legal Tract5BD
Legal Block41
Legal Lot Number20,21
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group4
Census Block4001
Census Tract21902

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address643 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-2640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 3, 2019Warranty Deed, Subdivision Related Transfer · Conventional with PMI
QUICKEN LNS
Oct 11, 2018Warranty Deed, Transfer
OTHER
Oct 11, 2018Warranty Deed, Transfer
OTHER
Aug 14, 2018Tax Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2019 · Amount on Record
Deed SaleDec 3, 2019 · Amount on Record
Prior SaleOct 11, 2018 · Amount on Record
Deed Document Number2019131020
Deed Book / Page9490 / 469
Prior Transfer DateJun 1, 2015
Prior Transfer Doc0091890926
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address643 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-2640
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097111022
DateSep 22, 2020
Book Page9711/1022
Instrument2020105950
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateDec 3, 2019
Property Address643 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-2640
Document Number0094900469
Book / Page009490 / 000469
Instrument DateNov 27, 2019
Instrument131020
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address643 E HILLCREST ST ALTAMONTE SPRINGS FL 32701, ALTAMONTE SPRINGS, FL 32701

Mortgage

Document Number94900471
DateDec 3, 2019
Book Page009490/000471
Instrument131021
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 2, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateOct 11, 2018
Property Address643 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-2640
Document Number0092290425
Book / Page009229 / 000425
Instrument DateAug 30, 2018
Instrument116995
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address272 RANGELINE RD LONGWOOD FL 327504035, LONGWOOD, FL 32750-4035

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateOct 11, 2018
Property Address643 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-2640
Document Number0092290422
Book / Page009229 / 000422
Instrument DateAug 28, 2018
Instrument116993
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2986 LOWERY DR OVIEDO FL 327659070, OVIEDO, FL 32765-9070

August 2018: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionSEMINOLE FL
Recording DateAug 14, 2018
Property Address643 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-2640
Document Number0091890926
Book / Page009189 / 000926
Instrument DateAug 13, 2018
Instrument92843
Transaction TypeForeclosure
Record UpdatedOct 1, 2018

Transaction

AmountAmount Recorded
Tax$116.90
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2986 LOWERY DR OVIEDO FL 327659070, OVIEDO, FL 32765-9070

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,337.00 (+8.79%) Homeowner's exemption$408,739 (+5.99%)$478,234 (+5.19%) Land $67,500 Building $410,734
2023$4,906.00 (+2.51%) Homeowner's exemption$385,650 (+3%)$454,659 (+3.04%) Land $67,500 Building $387,159
2022$4,786.00 Homeowner's exemption$374,417$441,234 Land $63,750 Building $377,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims9 (1984–2022)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALTAMONTE SPRINGS WATER DEPT (2 WPS)
serves 51,000 people · EPA ID FL3590026
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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