643 E Guild Rd, La Fayette, GA 30728 Property Records

Walker County property record for 643 E Guild Rd, La Fayette, GA 30728

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,720 sqft · built 1910
Lot Size	10.7 acres (467,834 sqft)
Owner	Individual Name on Record
Last Sale	$144,900 (Aug 2008)
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0475 004`

Property Details

APN / Parcel Number

Primary APN	`0475 004`
Alternative APN	`22615`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Heated Area
1st Floor Area	1,720 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	467,834 sqft (10.7 acres)
Terrain	Rolling
Garage Area	720 sqft
Porch	Slab
Porch Area	268 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	22615
Street Address	643 E GUILD RD
City	LA FAYETTE
State	GA
Zip	30728-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PTLL 173 7/4
Jurisdiction	WALKER GA
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3014
Census Tract	20904

Owner

Source: Walker County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 E GUILD RD, LA FAYETTE, GA 30728-4002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage BANK OF LAFAYETTE
Jun 3, 2020	Deed of Trust, Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2008 · Amount on Record
Deed Sale	Aug 29, 2008 · Amount on Record
Prior Sale	Jun 21, 1974
Deed Book / Page	1572 / 638
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Recording Date	Jul 20, 2026
Property Address	643 E GUILD RD, LA FAYETTE, GA 30728-4002
Document Number	2410001433
Book / Page	2410 / 1433
Instrument Date	Jul 13, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E GUILD RD, LA FAYETTE, GA 30728-4002
Investor	Possibly a Property Investor

Mortgage

Document Number	2410001433,
Date	Jul 20, 2026
Book Page	2410/1433

Lender

Name	BANK OF LAFAYETTE

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	643 E GUILD RD, LA FAYETTE, GA 30728-4002
Document Number	0020870819
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E GUILD RD LA FAYETTE GA 307284002, LA FAYETTE, GA 30728-4002

Mortgage

Document Number	0020870819
Date	Jun 15, 2020
Book Page	002087/000819

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 14, 2035

Tax Assessment & Valuation

Source: Walker County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,774.00 (+4.97%) Homeowner's exemption	$84,120 (+16.86%) Land $25,406 Building $58,714	$210,302 (+16.86%) Land $63,516 Building $146,786
2023	$1,690.00 (+24.91%) Homeowner's exemption	$71,982 Land $19,204 Building $52,778	$179,955 Land $48,009 Building $131,946
2022	$1,353.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 90% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE serves 18,177 people · EPA ID GA2950002
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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