643 E Florida St, Evansville, IN 47711 Property Records

Vanderburgh County property record for 643 E Florida St, Evansville, IN 47711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1922
Lot Size	0.085 acres (3,700 sqft)
Owner	Individual Name on Record
Last Sale	$107,103 (Jul 2025)
Tax Bill	$7 (2025)
Deeds & Mortgages	Jan 2005 Line of Credit Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`113-70-25-0870-06`

Property Details

APN / Parcel Number

Primary APN	`113-70-25-0870-06`
Alternative APNs	`82-06-20-025-087.006-029` `01544740928`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	760 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,700 sqft (0.085 acres)
Lot Dimensions	148 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01544740928
Street Address	643 E FLORIDA ST
City	EVANSVILLE
State	IN
Zip	47711-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IDEAL PL LOT 42 BL 12
Legal Subdivision	IDEAL PLACE
Legal Lot Number	42
Jurisdiction	VANDERBURGH IN
Township / Civil Division	PIGEON
Census Block Group	2
Census Block	2021
Census Tract	2300

Owner

Source: Vanderburgh County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 E FLORIDA ST, EVANSVILLE, IN 47711-4647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2005	Deed of Trust, Mortgage · Line of Credit UNION PLANTERS BANK NA
Jul 29, 2025	Warranty Deed, Transfer · FHA Mortgage EVANSVILLE TEACHERS FCU
Feb 9, 2021	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF CARMI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	202514604
Record Updated	Sep 20, 2026

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANDERBURGH IN
Property Address	643 E FLORIDA ST, EVANSVILLE, IN 47711-4647
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R00001134
Date	Jan 12, 2005
Instrument	2005R00001134

Lender

Name	UNION PLANTERS BANK NA
Type	Bank
Address	EVANSVILLE, IN 47715

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Jul 29, 2025
Property Address	643 E FLORIDA ST, EVANSVILLE, IN 47711-4647
Document Number	2025R00014604
Map Reference	MB F PGS 228 AND 229
Instrument Date	Jul 28, 2025
Instrument	2025R00014604
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E FLORIDA ST, EVANSVILLE, IN 47711-4647

Mortgage

Document Number	2025R00014605
Date	Jul 29, 2025
Instrument	2025R00014605

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	2025R00014606
Date	Jul 29, 2025
Instrument	2025R00014606

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Feb 9, 2021
Property Address	643 E FLORIDA ST, EVANSVILLE, IN 47711-4647
Document Number	2021R00003802
Instrument Date	Jan 13, 2021
Instrument	2021R00003802
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 S RUNNYMEADE AVE, EVANSVILLE, IN 47714-1586

Mortgage

Document Number	2021R00003803
Date	Feb 9, 2021
Instrument	2021R00003803

Lender

Name	FIRST NATIONAL BANK OF CARMI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 13, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Vanderburgh County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Vanderburgh County
County Subdivision	Pigeon Township
Municipality	Evansville City
Unified School District	Evansville-Vanderburgh School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7.00 (-99.15%)	$38,800 (+5.15%) Land $5,800 Building $33,000	$38,800 (+5.15%) Land $5,800 Building $33,000
2024	$827.00 (+3.25%)
2023	$801.00 (-1.11%)	$36,900 (-0.54%) Land $4,500 Building $32,400	$36,900 (-0.54%) Land $4,500 Building $32,400
2022	$810.00 (-2.17%)	$37,100 Land $4,500 Building $32,600	$37,100 Land $4,500 Building $32,600
2021	$828.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSVILLE WATER UTILITY serves 182,444 people · EPA ID IN5282002
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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