1. Home
  2. Massachusetts
  3. Norfolk County
  4. Franklin
  5. E Central St

643 E Central St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 643 E Central St, Franklin, MA 02038 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1865
Square Footage1,883 sqft Living Area
Lot Size20,077 sqft (0.461 acres)
OccupancyOwner Occupied
Last Sale$660,000 (2024)
Tax Bill$8,280.00 (2025)

Property Details

APN / Parcel Number

Primary APN60-004
Alternative APNs
  • FRAN M:284 L:019
  • M:060 L:004

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,883 sqft Living Area
Gross Area3,929 sqft Gross Area
Basement Area980 sqft Basement
Unfinished Basement980 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1865
Effective Year BuiltEffective 1865
Architectural StyleVictorian Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,077 sqft (0.461 acres)
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number60-004
Street Address643 E CENTRAL ST
CityFRANKLIN
StateMA
Zip02038-1324
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number19
JurisdictionFRANKLIN MA
Minor Civil DivisionFRANKLIN TOWN
Census Blockgroup2
Census Block2004
Census Tract442203

Owner

Source: Norfolk County and Franklin Town City records · APN 60-004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address643 E CENTRAL ST, FRANKLIN, MA 02038-1324
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2024Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
FIRST CITIZEN B&T CO
Sep 17, 2021Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 12, 2017Deed of Trust, Mortgage · Stand Alone Second Mortgage
WRENTHAM CP BK
Nov 15, 2018Quit Claim Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 11, 2024 · Amount on Record
Deed SaleDec 11, 2024 · Amount on Record
Prior SaleSep 17, 2021 · Amount on Record
Deed Book / Page42156 / 185
Record RefreshedSep 20, 2026

December 2024: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionFRANKLIN MA
Recording DateDec 11, 2024
Property Address643 E CENTRAL ST, FRANKLIN, MA 02038-1324
Document Number042156-185
Book / Page42156 / 185
Instrument DateDec 11, 2024
Instrument82465
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address643 E CENTRAL ST, FRANKLIN, MA 02038-1324

Mortgage

Document Number0000082466
DateDec 11, 2024
Instrument82466
Lender
NameFIRST CITIZEN B&T CO
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateJan 01, 2032
Max Rate At Change3%
IndexOther
Margin3

September 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionFRANKLIN MA
Recording DateSep 17, 2021
Property Address643 E CENTRAL ST, FRANKLIN, MA 02038-1324
Document Number39859-260
Book / Page39859 / 260
Instrument DateSep 16, 2021
Instrument120315
Transaction TypeTransfer
Record UpdatedOct 01, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 E CENTRAL ST, FRANKLIN, MA 02038-1324

Mortgage

Document Number120316
DateSep 17, 2021
Instrument120316
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address643 E CENTRAL ST, FRANKLIN, MA 02038-1324
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34839-573
DateJan 12, 2017
Book Page34839/573
Instrument3340
Lender
NameWRENTHAM CP BK
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateNov 15, 2018
Property Address643 E CENTRAL ST, FRANKLIN, MA 02038-1324
Document Number36434-198
Book / Page036434 / 000198
Instrument DateNov 06, 2018
Instrument102188
Transaction TypeTransfer
Record UpdatedDec 04, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address643 E CENTRAL ST FRANKLIN MA 020381324, FRANKLIN, MA 02038-1324

Mortgage

Document Number36434-201
DateNov 15, 2018
Book Page036434/000201
Instrument102189
Lender
NameBROKER SOLUTIONS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2048

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,280.00 (+11.85%)$712,600 (+13.49%) Land $222,800 Building $489,800$627,380 (+2.93%)
2024$7,403.00 (+5.16%)$627,900 (+12.21%) Land $222,800 Building $405,100$609,520
2023$7,040.00$559,600 Land $206,100 Building $353,500

Nearby Properties on E Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures