643 E Beckwith Ave, Missoula, MT 59801 Property Records

Missoula County property record for 643 E Beckwith Ave, Missoula, MT 59801

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,389 sqft · built 1932
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,505 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0452682`

Property Details

APN / Parcel Number

Primary APN	`R0452682`
Alternative APNs	`04-2200-27-2-06-12-0000` `0000755006` `0755006`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,389 sqft Living Area
Gross Area	2,799 sqft
1st Floor Area	1,276 sqft
Basement Area	858 sqft
Finished Basement	448 sqft
Unfinished Basement	410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000755006
Street Address	643 E BECKWITH AVE
City	MISSOULA
State	MT
Zip	59801-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	HAMMOND ADDITION # 3, S27, T13 N, R19 W, BLOCK 45, LOTS 10 & 11
Legal Subdivision	HAMMOND ADDITION # 3
Legal Block	45
Legal Lot Number	10,11
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1010
Census Tract	501

Owner

643 E Beckwith Ave is owned and occupied by two individuals.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 E BECKWITH AVE, MISSOULA, MT 59801-4422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK/MISSOULA
Jan 2, 2018	Deed of Trust, Mortgage FIRST SEC BK/MISSOULA
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Recording Date	May 29, 2026
Property Address	643 E BECKWITH AVE, MISSOULA, MT 59801-4422
Document Number	0000007884
Book / Page	1128 / 1147
Instrument Date	May 21, 2026
Instrument	20267884
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E BECKWITH AVE, MISSOULA, MT 59801-4422
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007884,
Date	May 29, 2026
Book Page	1128/1147
Instrument	20267884

Lender

Name	FIRST SECURITY BANK/MISSOULA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	643 E BECKWITH AVE, MISSOULA, MT 59801-4422
Document Number	0009910692
Book / Page	000991 / 000692
Instrument Date	Jan 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 E BECKWITH AVE MISSOULA MT 598014422, MISSOULA, MT 59801-4422

Mortgage

Document Number	0009910692
Date	Jan 8, 2018
Book Page	000991/000692
Instrument	486

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 7, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	643 E BECKWITH AVE, MISSOULA, MT 59801-4422
Document Number	0009820746
Book / Page	000982 / 000746
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E BECKWITH AVE MISSOULA MT 598014422, MISSOULA, MT 59801-4422

Mortgage

Document Number	0009820746
Date	Jul 12, 2017
Book Page	000982/000746
Instrument	13488

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 643 E Beckwith Ave was $8,505.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$866,500 (-) Land $349,830 Building $516,670	$866,500 (-) Land $349,830 Building $516,670
2025	$8,505.00	$866,500	$866,500 Land $349,830 Building $516,670
2023	$8,486.00	$710,500	$710,500 Land $279,240 Building $431,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 E Beckwith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 E Beckwith Ave is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 78% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Blackfoot Telephone Cooperative, Verizon.

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