Seminole County property record for 643 E Bay Ave, Longwood, FL 32750
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 4 ba · 1,930 sqft · built 1986 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,142 (Mar 2016) |
| Tax Bill | $5,542 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-20-30-510-0E00-0150 |
| Primary APN | 32-20-30-510-0E00-0150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,930 sqft Total Area |
| 1st Floor Area | 1,930 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 643 E BAY AVE |
|---|---|
| City | LONGWOOD |
| State | FL |
| Zip | 32750-5323 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | E 14 FT OF LOT 15 & ALL LOT 16 BLK E WILDMERE PB 1 PG 111 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 32 |
| Legal Subdivision | WILDMERE |
| Legal Tract | 510 |
| Legal Block | E |
| Legal Lot Number | 15-16 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 21507 |
643 E Bay Ave, a residential property, is owned by an individual who bought it in March 2016.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 15956, PITTSBURGH, PA 15244-0956 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2016 · Amount on File |
| Deed Sale | Mar 30, 2016 · Amount on File |
| Prior Sale | May 25, 2006 |
| Deed Document Number | 2016033077 |
| Deed Book / Page | 08659 / 0711 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 643 E BAY AVE, LONGWOOD, FL 32750-5323 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 222 TUDOR LN, PITTSBURGH, PA 15205-4925 |
| Document Number | 0104981392 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 10498/1392 |
| Instrument | 2023080222 |
| Name | CASTLE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 643 E Bay Ave was $5,542.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Longwood City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,542.00 | $352,848 | $352,848 Land $64,575 Building $288,273 |
| 2023 | $4,300.00 (+15.34%) | $305,610 (+27.53%) | $305,610 (+16.76%) Land $59,963 Building $245,647 |
| 2022 | $3,728.00 | $239,634 | $261,743 Land $52,275 Building $209,468 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 E Bay Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 E Bay Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONGWOOD, CITY OF (2 WPS) serves 23,237 people · EPA ID FL3590202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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