643 E 13th Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 643 E 13th Ave, Bowling Green, KY 42101

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,174 sqft · built 1938
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Tax Bill$304 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN040B-03-033

Property Details

APN / Parcel Number

Primary APN040B-03-033
Alternative APNs
  • R9886757
  • 286723

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,174 sqft Living Area
Basement Area845 sqft
Unfinished Basement845 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions50 ft deep x 55 ft wide
TerrainRolling
View / LotFlood Plain/Flood Zone
Garage TypeBasement
Garage Area329 sqft
DrivewayAsphalt Driveway
Parking Spaces1 Parking Space
PorchPorch
Porch Area140 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address643 E 13TH AVE
CityBOWLING GREEN
StateKY
Zip42101-2531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number33
JurisdictionWARREN KY
Township / Civil DivisionBOWLING GREEN
Census Block Group2
Census Block2030
Census Tract10500

Owner

Source: Warren County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address643 E 13TH AVE, BOWLING GREEN, KY 42101-2531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Recording DateAug 18, 2026
Property Address643 E 13TH AVE, BOWLING GREEN, KY 42101-2531
Document Number0002184685
Book / Page3674 / 489
Instrument DateAug 11, 2026
Instrument20262184685
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 E 13TH AVE, BOWLING GREEN, KY 42101-2531

Mortgage

Document Number0002184685,
DateAug 18, 2026
Book Page3674/489
Instrument20262184685
Lender
NameSERVICE 1 FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 18, 2041
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBowling Green City
CountyWarren County
Unified School DistrictBowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$304.00 (+1%)$95,000 (+5.56%)$95,000 (+5.56%)
2023$301.00$90,000$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1998 · Severe Storms, Tornadoes,and Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOWLING GREEN MUNICIPAL UTILITIES
serves 53,601 people · EPA ID KY1140038
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on E 13th Ave

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