643 E 11th Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 643 E 11th Ave, Bowling Green, KY 42101

Property Summary

Property Type	Boarding House, Apartment Hotel
Details	3 ba · 3,032 sqft · built 1885
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on File
Last Sale	$330,000 (Jul 2022)
Tax Bill	$1,057 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040C-01-046`

Property Details

APN / Parcel Number

Primary APN	`040C-01-046`
Alternative APNs	`S3683002` `389363` `394911`

Interior

Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,032 sqft Gross Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)

Location & Zoning

Street Address	643 E 11TH AVE
City	BOWLING GREEN
State	KY
Zip	42101-2588
Property Category	Commercial
Property Type	Commercial > Retail > Boarding House, Apartment Hotel
Legal Subdivision	11TH STREET
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	2
Census Block	2019
Census Tract	10500

Owner

Source: Warren County assessment roll, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	316 PAULETTE ST, BOWLING GREEN, KY 42104-8540
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST COMPANY NA
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST COMPANY NA
Jul 21, 2022	Deed, Transfer · Commercial Mortgage AMERICAN BANK & TRUST COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Document Number	20221960393
Deed Book / Page	1262 / 780
Prior Transfer Date	Aug 14, 2012
Prior Transfer Doc	001042/599
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Recording Date	Jul 15, 2026
Property Address	643 E 11TH AVE, BOWLING GREEN, KY 42101-2588
Document Number	0002179300
Book / Page	3664 / 930
Instrument Date	Jul 14, 2026
Instrument	20262179300
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	316 PAULETTE ST, BOWLING GREEN, KY 42104-8540

Mortgage

Document Number	0002179300,
Date	Jul 15, 2026
Book Page	3664/930
Instrument	20262179300

Lender

Name	AMERICAN BANK & TRUST COMPANY NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 14, 2051

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Recording Date	Jul 15, 2026
Property Address	643 E 11TH AVE, BOWLING GREEN, KY 42101-2588
Document Number	0002179302
Book / Page	3664 / 947
Instrument Date	Jul 14, 2026
Instrument	20262179302
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	316 PAULETTE ST, BOWLING GREEN, KY 42104-8540

Mortgage

Document Number	0002179302,
Date	Jul 15, 2026
Book Page	3664/947
Instrument	20262179302

Lender

Name	AMERICAN BANK & TRUST COMPANY NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jul 21, 2022
Property Address	643 E 11TH AVE, BOWLING GREEN, KY 42101-2588
Document Number	0D1262/780
Book / Page	D1262 / 780
Instrument Date	Jul 13, 2022
Instrument	1960393
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	NOT AVAILABLE, CHESTNUT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 FOXMOOR DR, BOWLING GREEN, KY 42103-7922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E 11TH AVE, BOWLING GREEN, KY 42101-2588

Mortgage

Document Number	0M3304/540
Date	Jul 21, 2022
Book Page	M3304/540
Instrument	1960394

Lender

Name	AMERICAN BANK & TRUST COMPANY INC
Type	Bank
Address	BOWLING GREEN, KY 42103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2027

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,057.00 (-4.52%)	$330,000 (-)	$330,000 (-)
2023	$1,107.00	$330,000	$330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1998 · Severe Storms, Tornadoes,and Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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