643 Douglas St, Oswego, IL 60543 Property Records

Kendall County property record for 643 Douglas St, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,802 sqft · built 1980
Lot Size	2.64 acres (115,018 sqft)
Owner	Trust Name on File
Tax Bill	$20,448 (2024)
Flood Zone	Zone X (minimal risk)
APN	`03-19-202-005`

Property Details

APN / Parcel Number

Primary APN	`03-19-202-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,802 sqft Living Area
Gross Area	6,999 sqft
1st Floor Area	3,802 sqft
Basement Area	1,901 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood
Lot Area	115,018 sqft
Garage Type	Attached
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	643 DOUGLAS ST
City	OSWEGO
State	IL
Zip	60543-8532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 LAURIE KAY SUBD SEC 19-37-8
Legal Range	08E
Legal Township	37N
Legal Section	19
Legal Subdivision	LAURIE KAY SUBD
Legal Lot Number	1
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2010
Census Tract	890106

Owner

643 Douglas St is owner-occupied and held in a trust since January 2006.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	643 DOUGLAS ST, OSWEGO, IL 60543-8532
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 17, 2006
Transfer Doc	0000003934
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,033 Land $52,569 Building $254,464	$921,099 Land $157,707 Building $763,392
2024	$20,448.00
2022		$218,876 Land $37,475 Building $181,401	$656,628 Land $112,425 Building $544,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Douglas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Douglas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20