643 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 643 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 861 sqft · built 1898
Lot Size	0.188 acres (8,184 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Apr 2022)
Tax Bill	$4,335 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-431-002`

Property Details

APN / Parcel Number

Primary APN	`06-11-431-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	861 sqft Living Area
Gross Area	1,722 sqft
1st Floor Area	861 sqft
Basement Area	861 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Construction Type	Frame
Lot Area	8,184 sqft (0.188 acres)
Lot Dimensions	132 ft deep x 62 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	643 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS ADDN NORTH 62 FT SOUTH 128 FT EXCEPT EAST 2 RODS LOT 2 BLOCK 6
Legal Subdivision	LOVELLS ADDN
Legal Block	6
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	850800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	643 DOUGLAS AVE, ELGIN, IL 60120-3633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Aug 23, 2016 · Amount on Record
Deed Document Number	202219586
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 11, 2022
Property Address	643 DOUGLAS AVE, ELGIN, IL 60120-3633
Document Number	0000019586
Instrument Date	Mar 23, 2022
Instrument	2022K019586
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 DOUGLAS AVE, 643, ELGIN, IL 60120-3633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 W PENSACOLA AVE # 2, 2, CHICAGO, IL 60618-1512

Mortgage

Document Number	0000019587
Date	Apr 11, 2022
Instrument	2022K019587

Lender

Name	FIRST CENTENNIAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,335.00 (+15.75%) Homeowner's exemption
2024		$59,717 (+21.4%) Land $15,342 Building $44,375	$179,223 (+21.44%) Land $46,044 Building $133,178
2022	$3,745.00 (+4.99%) Homeowner's exemption	$49,192 (+6.96%) Land $12,638 Building $36,554	$147,576 (+6.96%) Land $37,914 Building $109,662
2021	$3,567.00 Homeowner's exemption	$45,991 Land $11,816 Building $34,175	$137,973 Land $35,448 Building $102,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad, T-Mobile USA, Verizon.

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