643 Dorinda Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 643 Dorinda Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,545 sqft · built 1994
Lot Size0.331 acres (14,411 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (May 1994)
Tax Bill$4,100 (2025)
Deeds & MortgagesNov 2020 Reverse Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN157-802-31-00

Property Details

APN / Parcel Number

Primary APN157-802-31-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,545 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area14,411 sqft (0.331 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address643 DORINDA DR
CityOCEANSIDE
StateCA
Zip92057-6257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-SP
Legal DescriptionLOT 98 TR 012449
Legal SubdivisionOCEANSIDE TERRACE
Legal Tract012449
Legal Block1
Legal Lot Number98
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18525

Owner

643 Dorinda Dr is owned and occupied by an individual who bought it in May 1994.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address643 DORINDA DR, OCEANSIDE, CA 92057-6257
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Oct 26, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 1994 · Amount on File
Deed SaleMay 9, 1994 · Amount on File
Deed Document Number1994307322
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address643 DORINDA DR, OCEANSIDE, CA 92057-6257
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 DORINDA DR, OCEANSIDE, CA 92057-6257

Mortgage

Document Number0000684914
DateNov 4, 2020
Instrument2020-0684914
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.51%
Type Change DateNov 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address643 DORINDA DR, OCEANSIDE, CA 92057-6257
Document Number0000684915
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedNov 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 DORINDA DR OCEANSIDE CA 920576257, OCEANSIDE, CA 92057-6257

Mortgage

Document Number0000684915
DateNov 4, 2020
Instrument684915
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate3.51%

Tax Assessment & Valuation

The 2025 property tax bill for 643 Dorinda Dr was $4,100 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$372,709 (+2%) Land $77,996 Building $294,713
2025$4,100.00 Homeowner's exemption$365,402 Land $76,467 Building $288,935
2023$3,772.00 (+0.32%) Homeowner's exemption$351,215 Land $73,499 Building $277,716
2022$3,760.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 643 Dorinda Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 643 Dorinda Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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