643 Denver St, Whitefish, MT 59937 Property Records

Flathead County property record for 643 Denver St, Whitefish, MT 59937

Property Summary

Property Type	Office Building
Details	9,102 sqft · built 2021
Lot Size	1.35 acres (58,850 sqft)
Owner	Company Name on Record
Last Sale	$131,300 (Jul 2019)
Tax Bill	$21,803 (2026)
Deeds & Mortgages	Oct 2019 Construction Loan Dec 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0776003`

Property Details

APN / Parcel Number

Primary APN	`R0776003`
Alternative APNs	`07-4292-25-4-04-50-0000` `0000608400`

Interior

Units	2 Units
Stories	2 Stories
Building Area	9,102 sqft Total Area
1st Floor Area	4,571 sqft
Upper Floors Area	4,531 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	58,850 sqft (1.35 acres)
Porch	Slab
Patio Area	876 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000608400
Street Address	643 DENVER ST
City	WHITEFISH
State	MT
Zip	59937-3498
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	3
Legal Description	HALF FULL SUB, S25, T31 N, R22 W, LOT 1
Legal Range	22W
Legal Township	31N
Legal Section	25
Legal Subdivision	HALF FULL SUB
Legal Block	6
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3001
Census Tract	301

Owner

Source: Flathead County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	643 DENVER ST, 200, WHITEFISH, MT 59937-3498
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Dec 17, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 12, 2019	Quit Claim Deed, Transfer · Commercial Mortgage FIRST INTERSTATE BANK
Jun 24, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	201914253
Last Transfer Date	Dec 17, 2019
Transfer Doc	0000032892
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	643 DENVER ST, WHITEFISH, MT 59937-3498
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900027800
Date	Oct 29, 2019
Instrument	201900027800

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 28, 2020

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 17, 2019
Property Address	643 DENVER ST, WHITEFISH, MT 59937-3498
Document Number	201900032892
Instrument Date	Dec 17, 2019
Instrument	201900032892
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 1ST ST, WHITEFISH, MT 59937-2405

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 12, 2019
Property Address	643 DENVER ST, WHITEFISH, MT 59937-3498
Document Number	201900014253
Instrument Date	Jul 12, 2019
Instrument	201900014253
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 DENVER ST, 635, WHITEFISH, MT 59937-3422

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	643 DENVER ST, WHITEFISH, MT 59937-3498

Mortgage

Document Number	201900014279
Date	Jul 12, 2019
Instrument	201900014279

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Sep 30, 2019

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 24, 2019
Property Address	643 DENVER ST, WHITEFISH, MT 59937-3498
Document Number	201900012626
Instrument Date	Jun 20, 2019
Instrument	201900012626
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 PARKHILL DR, WHITEFISH, MT 59937-3119

Mortgage

Document Number	201900012627
Date	Jun 24, 2019
Instrument	201900012627

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Sep 30, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,803.00 (-13.25%)	$3,591,400 (-)
2025	$25,132.00 (-6.93%)	$3,591,400 (+27.88%)	$3,591,400 (+27.88%) Land $744,330 Building $2,847,070
2023	$27,004.00	$2,808,500	$2,808,500 Land $300,701 Building $2,507,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 77% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Vero Fiber.

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