Lowndes County property record for 643 Crosby Ln, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,857 sqft · built 2007 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Sep 2025 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13E230001500 |
| Primary APN | 13E230001500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,857 sqft Adjusted Area |
| 1st Floor Area | 2,939 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 104,544 sqft (2.4 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 027884 |
|---|---|
| Street Address | 643 CROSBY LN |
| City | COLUMBUS |
| State | MS |
| Zip | 39701-8728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 643 CROSBY LANE |
| Legal Range | 17E |
| Legal Township | 19N |
| Legal Section | 31 |
| Legal Subdivision | PLAT/PRAIRIE WATERS |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2098 |
| Census Tract | 1000 |
643 Crosby Ln is owned and occupied by an individual who acquired it in August 2025.
Source: Lowndes County records, as of January 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 643 CROSBY LN, COLUMBUS, MS 39701-8728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE |
| May 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Aug 8, 2025 | Warranty Deed, Transfer |
| Jun 18, 2018 | Deed of Trust, Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 |
| Deed Sale | Aug 8, 2025 |
| Deed Document Number | 0020256061 |
| Deed Book / Page | 2025 / 6061 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 643 CROSBY LN, COLUMBUS, MS 39701-8728 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202520789 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 2025/20789 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 35 Months |
| Due | Aug 7, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 643 CROSBY LN, COLUMBUS, MS 39701-8728 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202113831 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 2021/13831 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 8, 2025 |
| Property Address | 643 CROSBY LN, COLUMBUS, MS 39701-8728 |
| Document Number | 0020256061 |
| Book / Page | 2025 / 6061 |
| Instrument Date | Jun 8, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 CROSBY LN, COLUMBUS, MS 39701-8728 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 643 CROSBY LN, COLUMBUS, MS 39701-8728 |
| Document Number | 0020183276 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2018 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 643 CROSBY LN COLUMBUS MS 397018728, COLUMBUS, MS 39701-8728 |
| Document Number | 0020183276 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 002018/013276 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 25, 2033 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $38,534 | $385,340 Land $45,000 Building $340,340 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $33,912 | $339,120 Land $45,000 Building $294,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Crosby Ln in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 36 (1983–2020) |
| Claims Outside the SFHA | 4 of 36 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Crosby Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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